Credit One Platinum E3 Visa
The Credit One Platinum E3 Visa from Credit One earns up to 3% effective value on other in Madeen's catalog snapshot. Its annual fee is $99. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Other
- Effective value
- 3%
- Annual fee
- $99
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Credit One Platinum E3 Visa earn in each category?
Other is the strongest category at 3% effective value (3% back). That other rate ranks higher than about 85% of the 1,546 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Other is the strongest category at 3% effective value (3% back). That other rate ranks higher than about 85% of the 1,546 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1% back | 1% |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 1% back | 1% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 3% back | 3% Top category |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Credit One Platinum E3 Visa reward caps and conditions?
The Credit One Platinum E3 Visa has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 3% cash back rewards on popular streaming services
Who should get the Credit One Platinum E3 Visa?
The Credit One Platinum E3 Visa fits spenders who put meaningful volume in other and can earn 3% back. Best for spenders who put meaningful volume in other and can earn 3% back. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Credit One Platinum E3 Visa fits spenders who put meaningful volume in other and can earn 3% back. Madeen ranks its other effective rate higher than about 85% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in other and can earn 3% back.
Foreign transaction fees make it weaker for international spend.
Best for other-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is other at about 3% effective (3% back).
- That other rate ranks higher than about 85% of cards we track in the category.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Charges $3 foreign transaction fees.
Does the Credit One Platinum E3 Visa have an annual fee, and what's the welcome bonus?
The Credit One Platinum E3 Visa has an annual fee of $99 and a foreign transaction fee of $3. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $99
- Foreign transaction fee
- $3
What benefits come with the Credit One Platinum E3 Visa?
The Credit One Platinum E3 Visa includes Booking.com, Dovly Uplift™, FICO Credit Score in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Booking.comIncluded with Visa Traditional
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Traditional
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- FICO Credit Score
Free Online Access to credit score
- OpenTableIncluded with Visa Traditional
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Roadside Dispatch®Included with Visa Traditional
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
- Sofar SoundsIncluded with Visa Traditional
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Common questions about the Credit One Platinum E3 Visa
Does the Credit One Platinum E3 Visa have an annual fee?
The Credit One Platinum E3 Visa carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Credit One Platinum E3 Visa?
Other is the strongest Madeen category for the Credit One Platinum E3 Visa at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Credit One Platinum E3 Visa charge foreign transaction fees?
The Credit One Platinum E3 Visa charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the Credit One Platinum E3 Visa annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in other and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Credit One Platinum E3 Visa?
Madeen's catalog lists a typical credit range of No Credit History / Rebuilding for the Credit One Platinum E3 Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Credit One Platinum E3 Visa?
Rewards on the Credit One Platinum E3 Visa post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Credit One Platinum E3 Visa compare to similar cards?
Compare the Credit One Platinum E3 Visa against Credit One Bank Wander American Express (5% on Dining, $95 fee); Credit One Bank Platinum X5 Visa Signature (5% on Grocery, $95 fee); Credit One Bank Platinum Rewards Visa with No Annual Fee (2% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Credit One Platinum E3 Visa This card | Other | 3% | $99 |
Credit One | Dining | 5% | $95 |
| Grocery | 5% | $95 | |
| Grocery | 2% | $0 | |
Credit One | Grocery | 1% | $39 |
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