Chase

Marriott Bonvoy Boundless® Credit Card

Highest earn rate in Dining at 2.1% effective value

The Marriott Bonvoy Boundless® Credit Card from Chase earns up to 2.1% effective value on dining in Madeen's catalog snapshot. Its annual fee is $95. New applicants may see: Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
2.1%
Annual fee
$95

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Marriott Bonvoy Boundless® Credit Card card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Marriott Bonvoy Boundless Credit Card earn in each category?

Dining is the strongest category at 2.1% effective value (3x points at about 0.7 cents each). That dining rate ranks higher than about 63% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 2.1% effective value (3x points at about 0.7 cents each). That dining rate ranks higher than about 63% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
3x points 2.1% Top category
Grocery
Supermarkets and grocery stores
3x points 2.1%
Gas
Gas stations and fuel
3x points 2.1%
Travel
Flights, hotels, transit
2x points 1.4%
Other
General everyday spend
2x points 1.4%

Madeen values Marriott Bonvoy at about 0.7 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Marriott Bonvoy Boundless Credit Card reward caps and conditions?

The Marriott Bonvoy Boundless Credit Card has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Earn 3X points for every $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining Capped at $6000 per year.
Madeen take

Who should get the Marriott Bonvoy Boundless Credit Card?

The Marriott Bonvoy Boundless Credit Card fits spenders who put meaningful volume in dining and can earn 3x points. Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.

Marriott Bonvoy Boundless Credit Card fits spenders who put meaningful volume in dining and can earn 3x points. Madeen ranks its dining effective rate higher than about 63% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for dining-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 2.1% effective (3x points).
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.
  • Includes travel or statement credits in our benefits snapshot.

Cons

  • $95 annual fee requires enough spend in bonus categories to offset.
  • Marriott Bonvoy value depends on how you redeem, not straight cash back.
Fees and bonus

Does the Marriott Bonvoy Boundless Credit Card have an annual fee, and what's the welcome bonus?

The Marriott Bonvoy Boundless Credit Card has an annual fee of $95 and a foreign transaction fee of None. New applicants may see: Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card.. Confirm current issuer terms before applying.

Annual fee
$95
Foreign transaction fee
None
Signup bonus
Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card.
Travel perks

What travel perks does the Marriott Bonvoy Boundless Credit Card include?

The Marriott Bonvoy Boundless Credit Card includes Free hotel night, 15 Elite Night Credits, Automatic Silver Elite Benefits, Baggage Delay Insurance in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

  • Free hotel nightEarn 3 Free Nights (each night valued up to 50,000 points) after spending $3,000 on eligible purchases within 3 months of account opening.* Certain hotels have resort fees. Plus, earn 50,000 bonus points after spending $6,000 total on eligible purchases within 6 months of account opening with your Marriott Bonvoy Boundless® Credit Card.
Benefits

What benefits come with the Marriott Bonvoy Boundless Credit Card?

  • 15 Elite Night Credits

    Receive 15 Elite Night Credits each calendar year. Restrictions apply.

  • Automatic Silver Elite Benefits

    You will automatically receive Silver Elite Status each account anniversary year as a cardmember.

  • Baggage Delay Insurance

    Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

  • Booking.comIncluded with Visa Signature®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Complimentary Instacart+ Membership

    Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.

  • DoorDash

    Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

  • Dovly Uplift™Included with Visa Signature®

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • Elevate Your Status

    Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.

Spend bonuses

What annual spend bonuses does the Marriott Bonvoy Boundless Credit Card offer?

  • Path to Gold Status - when you spend $35,000 on purchases each calendar year

Common questions about the Marriott Bonvoy Boundless Credit Card

Does the Marriott Bonvoy Boundless Credit Card have an annual fee?

The Marriott Bonvoy Boundless Credit Card carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Marriott Bonvoy Boundless Credit Card?

Dining is the strongest Madeen category for the Marriott Bonvoy Boundless Credit Card at about 2.1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Marriott Bonvoy Boundless Credit Card charge foreign transaction fees?

The Marriott Bonvoy Boundless Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Marriott Bonvoy Boundless Credit Card welcome bonus?

The Marriott Bonvoy Boundless Credit Card welcome offer in our snapshot: Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the Marriott Bonvoy Boundless Credit Card annual fee worth it?

Whether the $95 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the Marriott Bonvoy Boundless Credit Card?

Madeen's catalog lists a typical credit range of Good to Excellent for the Marriott Bonvoy Boundless Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Marriott Bonvoy Boundless Credit Card compare to similar cards?

Compare the Marriott Bonvoy Boundless Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Marriott Bonvoy Boundless Credit Card
This card
Dining2.1%$95
Dining4.5%$95
Chase
Dining3%$0
Dining3%$0
Dining3%$0
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