Asiana Visa Signature®
The Asiana Visa Signature® from Bank of America earns up to 3.2% effective value on grocery in Madeen's catalog snapshot. Its annual fee is $99. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Grocery
- Effective value
- 3.2%
- Annual fee
- $99
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Asiana Visa Signature earn in each category?
Grocery is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That grocery rate ranks higher than about 99% of the 1,552 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Grocery is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That grocery rate ranks higher than about 99% of the 1,552 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1.6% |
| Grocery Supermarkets and grocery stores | 2x miles | 3.2% Top category |
| Gas Gas stations and fuel | 2x miles | 3.2% |
| Travel Flights, hotels, transit | 1x miles | 1.6% |
| Other General everyday spend | 1x miles | 1.6% |
Madeen values Asiana Club miles at about 1.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Asiana Visa Signature reward caps and conditions?
The Asiana Visa Signature has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2 Asiana Club miles for every dollar spent at gas stations and at grocery stores
Who should get the Asiana Visa Signature?
The Asiana Visa Signature fits spenders who put meaningful volume in grocery and can earn 2x miles. Best for spenders who put meaningful volume in grocery and can earn 2x miles. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Asiana Visa Signature fits spenders who put meaningful volume in grocery and can earn 2x miles. Madeen ranks its grocery effective rate higher than about 99% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 2x miles.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for grocery-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is grocery at about 3.2% effective (2x miles).
- That grocery rate ranks higher than about 99% of cards we track in the category.
- No foreign transaction fee listed.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Asiana Club miles value depends on how you redeem, not straight cash back.
Does the Asiana Visa Signature have an annual fee, and what's the welcome bonus?
The Asiana Visa Signature has an annual fee of $99 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $99
- Foreign transaction fee
- None
What benefits come with the Asiana Visa Signature?
The Asiana Visa Signature includes Booking.com, Dovly Uplift™, Global Entry Statement Credit in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Priority Pass airport lounge accessIncluded with Visa Signature®
Enjoy access to over 1,700 airport lounges and experiences around the globe.
- Roadside Dispatch®Included with Visa Signature®
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
- Sofar SoundsIncluded with Visa Signature®
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Common questions about the Asiana Visa Signature
Does the Asiana Visa Signature have an annual fee?
The Asiana Visa Signature carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Asiana Visa Signature?
Grocery is the strongest Madeen category for the Asiana Visa Signature at about 3.2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Asiana Visa Signature charge foreign transaction fees?
The Asiana Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the Asiana Visa Signature annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in grocery and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Asiana Visa Signature?
Madeen's catalog lists a typical credit range of Good for the Asiana Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Asiana Visa Signature?
Rewards on the Asiana Visa Signature post as Asiana Club miles. Redemption value depends on how you use Asiana Club miles (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Asiana Visa Signature compare to similar cards?
Compare the Asiana Visa Signature against AAA Member Rewards (2% on Grocery, $0 fee); AAA Member Rewards Visa Signature (2% on Grocery, $0 fee); Atmos Rewards™ Ascent Visa Signature (3.6% on Gas, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Asiana Visa Signature This card | Grocery | 3.2% | $99 |
Bank of America | Grocery | 2% | $0 |
Bank of America | Grocery | 2% | $0 |
Bank of America | Gas | 3.6% | $95 |
Bank of America | Gas | 3.6% | $75 |
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