Wyndham Rewards® Gold
The Wyndham Rewards® Gold from Barclays earns up to 1.8% effective value on grocery in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Grocery
- Effective value
- 1.8%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Wyndham Rewards Gold earn in each category?
Grocery is the strongest category at 1.8% effective value (2x points at about 0.9 cents each). That grocery rate ranks higher than about 46% of the 1,552 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Grocery is the strongest category at 1.8% effective value (2x points at about 0.9 cents each). That grocery rate ranks higher than about 46% of the 1,552 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 0.9% |
| Grocery Supermarkets and grocery stores | 2x points | 1.8% Top category |
| Gas Gas stations and fuel | 2x points | 1.8% |
| Travel Flights, hotels, transit | 1x points | 0.9% |
| Other General everyday spend | 1x points | 0.9% |
Madeen values Wyndham Rewards at about 0.9 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Wyndham Rewards Gold?
The Wyndham Rewards Gold fits spenders who put meaningful volume in grocery and can earn 2x points. Best for spenders who put meaningful volume in grocery and can earn 2x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Wyndham Rewards Gold fits spenders who put meaningful volume in grocery and can earn 2x points. Madeen ranks its grocery effective rate higher than about 46% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 2x points.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is grocery at about 1.8% effective (2x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Wyndham Rewards value depends on how you redeem, not straight cash back.
Does the Wyndham Rewards Gold have an annual fee, and what's the welcome bonus?
The Wyndham Rewards Gold has an annual fee of $0 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $0
- Foreign transaction fee
- None
Common questions about the Wyndham Rewards Gold
Does the Wyndham Rewards Gold have an annual fee?
The Wyndham Rewards Gold carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Wyndham Rewards Gold?
Grocery is the strongest Madeen category for the Wyndham Rewards Gold at about 1.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Wyndham Rewards Gold charge foreign transaction fees?
The Wyndham Rewards Gold does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Wyndham Rewards Gold?
Madeen's catalog lists a typical credit range of Excellent for the Wyndham Rewards Gold. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Wyndham Rewards Gold?
Rewards on the Wyndham Rewards Gold post as Wyndham Rewards. Redemption value depends on how you use Wyndham Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do I maximize rewards on the Wyndham Rewards Gold?
To maximize the Wyndham Rewards Gold, route grocery and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Wyndham Rewards Gold compare to similar cards?
Compare the Wyndham Rewards Gold against Barclaycard Rewards (2% on Grocery, $0 fee); Wyndham Rewards Platinum (1.8% on Grocery, $75 fee); Wyndham Rewards Earner Business (7.2% on Gas, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Wyndham Rewards Gold This card | Grocery | 1.8% | $0 |
Barclays | Grocery | 2% | $0 |
Barclays | Grocery | 1.8% | $75 |
Barclays | Gas | 7.2% | $95 |
Barclays | Gas | 5.4% | $75 |
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