Zions Bank Points
Zions Bank Points is a issuer currency program linked to 5 cards in the Madeen catalog. Madeen uses about 1¢ per point for effective-rate comparisons. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is Zions Bank Points?
Zions Bank Points is a rewards program linked to 5 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards earn Zions Bank Points?
Madeen tracks 5 U.S. credit cards earning Zions Bank Points. Rankings below use effective rate — multiplier times catalog cents-per-point. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How valuable is Zions Bank Points?
Madeen effective-rate analysis assumes about 1 cents per points for comparison across categories. Your redemption value may differ. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How does Zions Bank Points compare to cash back?
Zions Bank Points can beat flat cash back when multipliers and redemptions align; see related cards sorted by Madeen effective rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Zions Bank Elite | Zions Bank | Dining | 3% | $195 |
| Zions Bank Reserve | Zions Bank | Dining | 3% | $450 |
| Zions Bank Vivid Rewards | Zions Bank | Dining | 3% | $0 |
| Zions Bank AmaZing Rewards | Zions Bank | Travel | 2% | $0 |
| Zions Bank Premier | Zions Bank | Dining | 1.5% | $95 |
Frequently asked questions
- What is Zions Bank Points?
- Zions Bank Points is a rewards program linked to 5 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
- Which credit cards earn Zions Bank Points?
- Madeen tracks 5 cards that earn Zions Bank Points. See the related cards table on this page for effective rates and annual fees. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
- Does Madeen guarantee approval or bonus eligibility?
- No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-03. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.