United MileagePlus
United MileagePlus is a airline program linked to 15 cards in the Madeen catalog. Madeen uses about 1.2¢ per point for effective-rate comparisons. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is United MileagePlus?
United Airlines loyalty program. Earn on United co-branded cards and transfer from Chase and other partners. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards earn United MileagePlus?
Madeen tracks 15 U.S. credit cards earning United MileagePlus. Rankings below use effective rate — multiplier times catalog cents-per-point. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How valuable is United MileagePlus?
Madeen effective-rate analysis assumes about 1.2 cents per miles for comparison across categories. Your redemption value may differ. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How does United MileagePlus compare to cash back?
United MileagePlus can beat flat cash back when multipliers and redemptions align; see related cards sorted by Madeen effective rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| United Community Visa Max Cash Preferred | United Community | Other | 5% | $0 |
| UnitedOne Credit Union Visa Max Cash Preferred | UnitedOne Credit Union | Other | 5% | $0 |
| United Community Visa Everyday Rewards+ | United Community | Dining | 4% | $0 |
| United Community Visa Travel Rewards+ | United Community | Gas | 4% | $99 |
| UnitedOne Credit Union Visa Everyday Rewards+ | UnitedOne Credit Union | Dining | 4% | $0 |
| UnitedOne Credit Union Visa Travel Rewards+ | UnitedOne Credit Union | Gas | 4% | $99 |
| United Community Visa Business Cash Preferred | United Community | Dining | 3% | $0 |
| UnitedOne Credit Union Visa Business Cash Preferred | UnitedOne Credit Union | Dining | 3% | $0 |
| United℠ Business Card | Chase | Dining | 2.4% | $150 |
| United Club℠ Card | Chase | Dining | 2.4% | $695 |
| United℠ Explorer Card | Chase | Dining | 2.4% | $150 |
| United Gateway℠ Card | Chase | Gas | 2.4% | $0 |
| United MileagePlus | Chase | Dining | 2.4% | $0 |
| United MileagePlus Select | Chase | Dining | 2.4% | $0 |
| United℠ Presidential Plus℠ | Chase | Travel | 2.4% | $450 |
Frequently asked questions
- What is United MileagePlus?
- United Airlines loyalty program. Earn on United co-branded cards and transfer from Chase and other partners. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
- Which credit cards earn United MileagePlus?
- Madeen tracks 15 cards that earn United MileagePlus. See the related cards table on this page for effective rates and annual fees. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
- Does Madeen guarantee approval or bonus eligibility?
- No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.