Madeen encyclopedia

Elan Rewards

Elan Rewards is a issuer currency program linked to 15 cards in the Madeen catalog. Madeen uses about 1¢ per point for effective-rate comparisons. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

What is Elan Rewards?

Elan Rewards is a rewards program linked to 573 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which cards earn Elan Rewards?

Madeen tracks 15 U.S. credit cards earning Elan Rewards. Rankings below use effective rate — multiplier times catalog cents-per-point. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How valuable is Elan Rewards?

Madeen effective-rate analysis assumes about 1 cents per points for comparison across categories. Your redemption value may differ. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How does Elan Rewards compare to cash back?

Elan Rewards can beat flat cash back when multipliers and redemptions align; see related cards sorted by Madeen effective rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Abby Bank Visa Everyday Rewards+ Abby Bank Dining 4% $0
Abby Bank Visa Travel Rewards+ Abby Bank Gas 4% $99
Air Academy Credit Union Visa Everyday Rewards+ Air Academy Credit Union Dining 4% $0
Air Academy Credit Union Visa Travel Rewards+ Air Academy Credit Union Gas 4% $99
Alerus Visa Everyday Rewards+ Alerus Dining 4% $0
Alerus Visa Travel Rewards+ Alerus Gas 4% $99
Allegiance Credit Union Visa Everyday Rewards+ Allegiance Credit Union Dining 4% $0
Allegiance Credit Union Visa Travel Rewards+ Allegiance Credit Union Gas 4% $99
Alliance Credit Union Visa Everyday Rewards+ Alliance Credit Union Dining 4% $0
Alliance Credit Union Visa Travel Rewards+ Alliance Credit Union Gas 4% $99
AllSouth Federal Credit Union Visa Everyday Rewards+ AllSouth Federal Credit Union Dining 4% $0
AllSouth Federal Credit Union Visa Travel Rewards+ AllSouth Federal Credit Union Gas 4% $99
American Savings Bank Visa Everyday Rewards+ American Savings Bank Dining 4% $0
American Savings Bank Visa Travel Rewards+ American Savings Bank Gas 4% $99
Ameris Bank Visa Everyday Rewards+ Ameris Bank Dining 4% $0

Frequently asked questions

What is Elan Rewards?
Elan Rewards is a rewards program linked to 573 card(s) in the Madeen U.S. catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which credit cards earn Elan Rewards?
Madeen tracks 15 cards that earn Elan Rewards. See the related cards table on this page for effective rates and annual fees. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-03. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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