Card comparison

Which card is better between Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express?

Citi AAdvantage Globe™ Card is the better overall pick over Marriott Bonvoy Brilliant American Express because it leads on Madeen's weighted scorecard (53 vs 47) across categories, bonus, benefits, and fee.

Citi® AAdvantage® Globe™ Card card art
Citi

Citi AAdvantage Globe™ Card

Top earn
3%
Annual fee
$350
Marriott Bonvoy Brilliant® American Express® card art
American Express

Marriott Bonvoy Brilliant American Express

Top earn
2.1%
Annual fee
$650
Effective rate Citi AAdvantage Globe™ Card
Annual fee Citi AAdvantage Globe™ Card
Welcome bonus Citi AAdvantage Globe™ Card
Benefits value Marriott Bonvoy Brilliant American Express

Citi AAdvantage Globe™ Card is the stronger overall pick between Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express because it leads on Madeen's weighted scorecard (53 vs 47) across categories, bonus, benefits, and fee. Citi AAdvantage Globe™ Card (3% top effective rate) vs Marriott Bonvoy Brilliant American Express (2.1%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.

Choose A if

Choose Citi AAdvantage Globe™ Card when its strongest categories, bonus, or perks match how you actually spend.

Choose B if

Choose Marriott Bonvoy Brilliant American Express when the fee, welcome bonus, or issuer ecosystem fits better than the headline winner.

Full comparison

How do Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express compare across all spend categories?

Across all five spend categories, Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express trade wins row by row. Citi AAdvantage Globe™ Card peaks at 3% effective; Marriott Bonvoy Brilliant American Express peaks at 2.1%. Citi AAdvantage Globe™ Card wins the headline effective-rate view in this pair.

Category / metric Citi AAdvantage Globe™ Card Marriott Bonvoy Brilliant American Express Winner
Dining 2x miles (3%) 3x points (2.1%) Citi AAdvantage Globe™ Card · 0.9 pts
Grocery 1x miles (1.5%) 2x points (1.4%) Citi AAdvantage Globe™ Card · 0.1 pts
Gas 1x miles (1.5%) 2x points (1.4%) Citi AAdvantage Globe™ Card · 0.1 pts
Travel 2x miles (3%) 3x points (2.1%) Citi AAdvantage Globe™ Card · 0.9 pts
Other 1x miles (1.5%) 2x points (1.4%) Citi AAdvantage Globe™ Card · 0.1 pts
Welcome bonus ~$1350 estimated ~$700 estimated Citi AAdvantage Globe™ Card
Est. annual benefits $2940/yr $37524/yr Marriott Bonvoy Brilliant American Express
Annual fee $350 $650 Citi AAdvantage Globe™ Card
Holistic overall 53 pts (cat 28, bonus 13, benefits 2, fee 10) 47 pts (cat 12, bonus 7, benefits 23, fee 5) Citi AAdvantage Globe™ Card

Citi · Mastercard vs American Express · American Express

Madeen take

How to think about this pair

Citi AAdvantage Globe™ Card (3% top effective rate) vs Marriott Bonvoy Brilliant American Express (2.1%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.

Strategy

Use Citi AAdvantage Globe™ Card when Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.. Use Marriott Bonvoy Brilliant American Express when Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can.

Welcome bonus playbook

If you are chasing a welcome bonus, Citi AAdvantage Globe™ Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Brilliant American Express is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.

Madeen analysis

Which card has stronger benefits: Citi AAdvantage Globe™ Card or Marriott Bonvoy Brilliant American Express?

Madeen estimates $2940 annual benefit value on Citi AAdvantage Globe™ Card versus $37524 on Marriott Bonvoy Brilliant American Express. Credits only matter if you will use them.

Citi AAdvantage Globe™ Card

Total est. value: $2,940/yr

Credits and perks only help if you will actually use them in a typical year.

  • Lyft $1,440/yr
  • Up to $240 back on Turo $240/yr
  • Mastercard Transit Benefit $200/yr
  • Mastercard Concierge $150/yr
  • Instacart $140/yr

Marriott Bonvoy Brilliant American Express

Total est. value: $37,524/yr

Credits and perks only help if you will actually use them in a typical year.

  • Extended Warranty $10,000/yr
  • Purchase Protection $10,000/yr
  • Trip Cancellation and Interruption $10,000/yr
  • $300 Dining Statement Credit $3,600/yr
  • Baggage Insurance Plan $2,000/yr
Welcome bonus

Which welcome bonus is stronger for Citi AAdvantage Globe™ Card or Marriott Bonvoy Brilliant American Express?

If you are chasing a welcome bonus, Citi AAdvantage Globe™ Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Brilliant American Express is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend. Citi AAdvantage Globe™ Card lists 90k American AAdvantage; Marriott Bonvoy Brilliant American Express lists 100k Marriott Bonvoy.

Caps & conditions

Caps and earn limits

Both Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express carry structured reward caps in the catalog. Compare the category that matters most before assuming the headline multiplier lasts all year.

Citi AAdvantage Globe™ Card

  • Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery
  • Earn 2 AAdvantage® miles for every $1 spent on eligible Rides and Rails™ purchases including public transit

Marriott Bonvoy Brilliant American Express

  • 3X points on flights booked directly with airlines
  • 3X points at restaurants worldwide
Who should pick which

Scenario playbook

Cashback-first user

Pick Citi AAdvantage Globe™ Card

Citi AAdvantage Globe™ Card is the better cashback-style pick because it has the cleaner effective-rate and fee blend for this pair.

Travel & points user

Pick Citi AAdvantage Globe™ Card

Citi AAdvantage Globe™ Card is the stronger travel-style pick because it combines better reward value with more travel-friendly positioning.

No annual fee priority

Pick Citi AAdvantage Globe™ Card

Citi AAdvantage Globe™ Card is easier to keep for no-fee users because it has the lighter annual-fee burden in this pair.

Heavy dining spend

Pick Citi AAdvantage Globe™ Card

For restaurant and dining-coded spend, the winner is whoever posts the stronger dining effective rate after caps and exclusions — see the category matrix for the current snapshot.

Heavy grocery spend

Pick Citi AAdvantage Globe™ Card

Supermarket and grocery coding can differ from superstores and delivery, so compare the grocery row before you optimize a weekly shopping basket.

Welcome bonus chaser

Pick Citi AAdvantage Globe™ Card

If you are chasing a welcome bonus, Citi AAdvantage Globe™ Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Brilliant American Express is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.

Fee-sensitive keeper

Pick Citi AAdvantage Globe™ Card

When you want the card that is easiest to keep year two, annual fee often matters more than a narrow category edge.

Decision guide

Which card is better between Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express?

Citi AAdvantage Globe™ Card is the better overall pick because it leads on Madeen's weighted scorecard (53 vs 47) across categories, bonus, benefits, and fee. Citi AAdvantage Globe™ Card (3% top effective rate) vs Marriott Bonvoy Brilliant American Express (2.1%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.

When should you pick Citi AAdvantage Globe™ Card over Marriott Bonvoy Brilliant American Express?

Choose Citi AAdvantage Globe™ Card if Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.. Best for dining-heavy spend when the $350 fee fits your usage; confirm issuer terms before applying.

Strengths

  • Strongest Madeen category is dining at about 3% effective (2x miles).
  • That dining rate ranks higher than about 81% of cards we track in the category.
  • No foreign transaction fee listed.

Tradeoffs

  • $350 annual fee requires enough spend in bonus categories to offset.
  • American AAdvantage value depends on how you redeem, not straight cash back.
Full Citi AAdvantage Globe™ Card review →

When should you pick Marriott Bonvoy Brilliant American Express over Citi AAdvantage Globe™ Card?

Choose Marriott Bonvoy Brilliant American Express if Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.. Best for dining-heavy spend when the $650 fee fits your usage; confirm issuer terms before applying.

Strengths

  • Strongest Madeen category is dining at about 2.1% effective (3x points).
  • That dining rate ranks higher than about 80% of cards we track in the category.
  • No foreign transaction fee listed.

Tradeoffs

  • $650 annual fee requires enough spend in bonus categories to offset.
  • Marriott Bonvoy value depends on how you redeem, not straight cash back.
Full Marriott Bonvoy Brilliant American Express review →

Common questions about Citi AAdvantage Globe™ Card vs Marriott Bonvoy Brilliant American Express

Which card is better between Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express?

Citi AAdvantage Globe™ Card is the stronger overall fit because it leads on Madeen's weighted scorecard (53 vs 47) across categories, bonus, benefits, and fee. The overall winner depends on your spend mix — use the scorecard rows and scenario playbook to see where each card actually wins.

Which card wins on dining: Citi AAdvantage Globe™ Card or Marriott Bonvoy Brilliant American Express?

Citi AAdvantage Globe™ Card leads dining at 3% effective versus 2.1%.

Which card is better for cashback users: Citi AAdvantage Globe™ Card or Marriott Bonvoy Brilliant American Express?

Citi AAdvantage Globe™ Card is the better cashback-style pick between Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express.

Which welcome bonus is stronger between Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express?

If you are chasing a welcome bonus, Citi AAdvantage Globe™ Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Brilliant American Express is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.

Which card has stronger benefits: Citi AAdvantage Globe™ Card or Marriott Bonvoy Brilliant American Express?

Marriott Bonvoy Brilliant American Express leads on estimated annual benefit value in the Madeen snapshot.

Which card has the lower annual fee: Citi AAdvantage Globe™ Card or Marriott Bonvoy Brilliant American Express?

Citi AAdvantage Globe™ Card has the simpler fee story in this pair ($350 vs $650). Annual fee only wins if you use the rewards and credits that justify it.

Is Citi AAdvantage Globe™ Card or Marriott Bonvoy Brilliant American Express better for travel spend?

Citi AAdvantage Globe™ Card is the stronger travel-style pick between Citi AAdvantage Globe™ Card and Marriott Bonvoy Brilliant American Express in this snapshot.

Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-23
Content tier Premium depth

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