Card comparison
Which card is better between Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards?
Susan G. Komen Customized Cash Rewards is the better overall pick over Air France KLM World Elite Mastercard because it leads on Madeen's weighted scorecard (52 vs 48) across categories, bonus, benefits, and fee.
Effective rate Susan G. Komen Customized Cash Rewards
Annual fee Susan G. Komen Customized Cash Rewards
Welcome bonus Air France KLM World Elite Mastercard
Benefits value Air France KLM World Elite Mastercard
Susan G. Komen Customized Cash Rewards is the stronger overall pick between Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards because it leads on Madeen's weighted scorecard (52 vs 48) across categories, bonus, benefits, and fee. Air France KLM World Elite Mastercard (1.9% top effective rate) vs Susan G. Komen Customized Cash Rewards (3%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
Choose A if
Choose Air France KLM World Elite Mastercard when its strongest categories, bonus, or perks match how you actually spend.
Choose B if
Choose Susan G. Komen Customized Cash Rewards when the fee, welcome bonus, or issuer ecosystem fits better than the headline winner.
Full comparison
How do Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards compare across all spend categories?
Across all five spend categories, Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards trade wins row by row. Air France KLM World Elite Mastercard peaks at 1.9% effective; Susan G. Komen Customized Cash Rewards peaks at 3%. Susan G. Komen Customized Cash Rewards wins the headline effective-rate view in this pair.
| Category / metric | Air France KLM World Elite Mastercard | Susan G. Komen Customized Cash Rewards | Winner |
|---|---|---|---|
| Dining | 1.5x miles (1.9%) | 3% back (3%) | Susan G. Komen Customized Cash Rewards · 1 pts |
| Grocery | 1.5x miles (1.9%) | 2% back (2%) | Susan G. Komen Customized Cash Rewards · 0.1 pts |
| Gas | 1.5x miles (1.9%) | 3% back (3%) | Susan G. Komen Customized Cash Rewards · 1 pts |
| Travel | 1.5x miles (1.9%) | 1% back (1%) | Air France KLM World Elite Mastercard · 0.9 pts |
| Other | 1.5x miles (1.9%) | 2% back (2%) | Susan G. Komen Customized Cash Rewards · 0.1 pts |
| Welcome bonus | ~$650 estimated | $200 | Air France KLM World Elite Mastercard |
| Est. annual benefits | $2145/yr | $1790/yr | Air France KLM World Elite Mastercard |
| Annual fee | $89 | $0 | Susan G. Komen Customized Cash Rewards |
| Holistic overall | 48 pts (cat 15, bonus 15, benefits 14, fee 4) | 52 pts (cat 25, bonus 5, benefits 11, fee 11) | Susan G. Komen Customized Cash Rewards |
Madeen take
How to think about this pair
Air France KLM World Elite Mastercard (1.9% top effective rate) vs Susan G. Komen Customized Cash Rewards (3%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just headline categories.
Strategy
Use Air France KLM World Elite Mastercard when Best for spenders who put meaningful volume in dining and can earn 1.5x miles. The welcome bonus can help if you can meet the spend requirement.. Use Susan G. Komen Customized Cash Rewards when Best for spenders who put meaningful volume in dining and can earn 3% back. The welcome bonus can help if you can meet the spend requirement.. Air France.
Hold both?
Many Bank of America users can hold both cards if each covers a different spend lane and the combined annual fees still clear your break-even math.
Welcome bonus playbook
If you are chasing a welcome bonus, Air France KLM World Elite Mastercard leads on catalog bonus value. For long-term category earn after the bonus, Susan G. Komen Customized Cash Rewards is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Madeen analysis
Which card has stronger benefits: Air France KLM World Elite Mastercard or Susan G. Komen Customized Cash Rewards?
Madeen estimates $2145 annual benefit value on Air France KLM World Elite Mastercard versus $1790 on Susan G. Komen Customized Cash Rewards. Credits only matter if you will use them.
Air France KLM World Elite Mastercard
Total est. value: $2,145/yr
Credits and perks only help if you will actually use them in a typical year.
- Lyft $1,440/yr
- Mastercard Transit Benefit $200/yr
- World Elite Concierge $150/yr
- Instacart $140/yr
- Priority Pass $99/yr
Susan G. Komen Customized Cash Rewards
Total est. value: $1,790/yr
Credits and perks only help if you will actually use them in a typical year.
- Roadside Dispatch® $1,000/yr
- Sofar Sounds $240/yr
- Visa Signature Concierge $150/yr
- Global Entry Statement Credit $120/yr
- OpenTable $120/yr
Welcome bonus
Which welcome bonus is stronger for Air France KLM World Elite Mastercard or Susan G. Komen Customized Cash Rewards?
If you are chasing a welcome bonus, Air France KLM World Elite Mastercard leads on catalog bonus value. For long-term category earn after the bonus, Susan G. Komen Customized Cash Rewards is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend. Air France KLM World Elite Mastercard lists 50k Air.
Air France KLM World Elite Mastercard
50k Air France/KLM Flying Blue
Susan G. Komen Customized Cash Rewards
$200
Caps & conditions
Caps and earn limits
Susan G. Komen Customized Cash Rewards has catalog caps that can change the winner on heavy category spend, while Air France KLM World Elite Mastercard looks cleaner on cap structure in this snapshot.
Susan G. Komen Customized Cash Rewards
- Automatic 2% cash back at grocery stores and wholesale clubs. Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. Capped at $2500 per quarter.
- Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. Capped at $2500 per quarter.
Who should pick which
Scenario playbook
Cashback-first user
Pick Susan G. Komen Customized Cash Rewards
Susan G. Komen Customized Cash Rewards is the better cashback-style pick because it has the cleaner effective-rate and fee blend for this pair.
Travel & points user
Pick Air France KLM World Elite Mastercard
Air France KLM World Elite Mastercard is the stronger travel-style pick because it combines better reward value with more travel-friendly positioning.
No annual fee priority
Pick Susan G. Komen Customized Cash Rewards
Susan G. Komen Customized Cash Rewards is easier to keep for no-fee users because it has the lighter annual-fee burden in this pair.
Heavy dining spend
Pick Susan G. Komen Customized Cash Rewards
For restaurant and dining-coded spend, the winner is whoever posts the stronger dining effective rate after caps and exclusions — see the category matrix for the current snapshot.
Heavy grocery spend
Pick Susan G. Komen Customized Cash Rewards
Supermarket and grocery coding can differ from superstores and delivery, so compare the grocery row before you optimize a weekly shopping basket.
Welcome bonus chaser
Pick Air France KLM World Elite Mastercard
If you are chasing a welcome bonus, Air France KLM World Elite Mastercard leads on catalog bonus value. For long-term category earn after the bonus, Susan G. Komen Customized Cash Rewards is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Fee-sensitive keeper
Pick Susan G. Komen Customized Cash Rewards
When you want the card that is easiest to keep year two, annual fee often matters more than a narrow category edge.
Decision guide
Which card is better between Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards?
Susan G. Komen Customized Cash Rewards is the better overall pick because it leads on Madeen's weighted scorecard (52 vs 48) across categories, bonus, benefits, and fee. Air France KLM World Elite Mastercard (1.9% top effective rate) vs Susan G. Komen Customized Cash Rewards (3%): Madeen's catalog compares fees vs fees across dining, grocery, gas, and travel — not just.
When should you pick Air France KLM World Elite Mastercard over Susan G. Komen Customized Cash Rewards?
Choose Air France KLM World Elite Mastercard if Best for spenders who put meaningful volume in dining and can earn 1.5x miles. The welcome bonus can help if you can meet the spend requirement.. Best for dining-heavy spend when the $89 fee fits your usage; confirm issuer terms before applying.
Strengths
- Strongest Madeen category is dining at about 1.9% effective (1.5x miles).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Tradeoffs
- $89 annual fee requires enough spend in bonus categories to offset.
- Air France/KLM Flying Blue value depends on how you redeem, not straight cash back.
When should you pick Susan G. Komen Customized Cash Rewards over Air France KLM World Elite Mastercard?
Choose Susan G. Komen Customized Cash Rewards if Best for spenders who put meaningful volume in dining and can earn 3% back. The welcome bonus can help if you can meet the spend requirement.. Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Strengths
- Strongest Madeen category is dining at about 3% effective (3% back).
- That dining rate ranks higher than about 81% of cards we track in the category.
- No annual fee in our catalog snapshot.
Tradeoffs
- Charges $3 foreign transaction fees.
Common questions about Air France KLM World Elite Mastercard vs Susan G. Komen Customized Cash Rewards
Which card is better between Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards?
Susan G. Komen Customized Cash Rewards is the stronger overall fit because it leads on Madeen's weighted scorecard (52 vs 48) across categories, bonus, benefits, and fee. The overall winner depends on your spend mix — use the scorecard rows and scenario playbook to see where each card actually wins.
Which card wins on dining: Air France KLM World Elite Mastercard or Susan G. Komen Customized Cash Rewards?
Susan G. Komen Customized Cash Rewards leads dining at 3% effective versus 1.9%.
Which card is better for cashback users: Air France KLM World Elite Mastercard or Susan G. Komen Customized Cash Rewards?
Susan G. Komen Customized Cash Rewards is the better cashback-style pick between Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards.
Which welcome bonus is stronger between Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards?
If you are chasing a welcome bonus, Air France KLM World Elite Mastercard leads on catalog bonus value. For long-term category earn after the bonus, Susan G. Komen Customized Cash Rewards is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.
Which card has stronger benefits: Air France KLM World Elite Mastercard or Susan G. Komen Customized Cash Rewards?
Air France KLM World Elite Mastercard leads on estimated annual benefit value in the Madeen snapshot.
Which card has the lower annual fee: Air France KLM World Elite Mastercard or Susan G. Komen Customized Cash Rewards?
Susan G. Komen Customized Cash Rewards has the simpler fee story in this pair ($89 vs $0). Annual fee only wins if you use the rewards and credits that justify it.
Is Air France KLM World Elite Mastercard or Susan G. Komen Customized Cash Rewards better for travel spend?
Air France KLM World Elite Mastercard is the stronger travel-style pick between Air France KLM World Elite Mastercard and Susan G. Komen Customized Cash Rewards in this snapshot.
Can you hold both Bank of America cards?
Yes, many people can hold both Bank of America cards when each covers a different spend lane and the combined fees still make sense.
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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-25
Content tier Standard
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