All Travel (Elan Rewards)
Madeen ranks cards for all travel (elan rewards) by effective rate, using the catalog snapshot and the top card keys tied to this spend category. Compare the cards below, then check issuer terms for coding quirks, caps, and exclusions. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
LAST REVIEWED • snapshot 2026-06-25
What is the best credit card for all travel (elan rewards)?
Umpqua Bank Visa® Reserve Rewards+ Card leads the snapshot for all travel (elan rewards) at 2%. Your best card still depends on fees, caps, and how the merchant codes. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards rank best for all travel (elan rewards)?
The table below ranks the strongest cards from the category top-card list, sorted by category-specific effective rate and then popularity. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What coding caveats matter for all travel (elan rewards)?
Merchant coding, caps, and exclusions can change the answer even when a card advertises a strong headline multiplier. Always check the issuer terms for the exact merchant type. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is the safest fallback card?
If the category-specific card is unclear, a simple flat-rate or broadly strong backup card can be safer than chasing a narrow bonus that may not code as expected. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Umpqua Bank Visa Reserve Rewards+ Card | Umpqua Bank | All Travel (Elan Rewards) | 2% | $390 |
| Envision Credit Union Mastercard Reserve Rewards+ Card | Envision Credit Union | All Travel (Elan Rewards) | 2% | $390 |
| Credit Union of Georgia Visa Reserve Rewards+ Card | Credit Union of Georgia | All Travel (Elan Rewards) | 2% | $390 |
| Central Valley Community Bank Visa Reserve Rewards+ Card | Central Valley Community Bank | All Travel (Elan Rewards) | 2% | $390 |
| Seaside Bank and Trust Visa Reserve Rewards+ Card | Seaside Bank and Trust | All Travel (Elan Rewards) | 2% | $390 |
| Sandy Spring Bank Mastercard Reserve Rewards+ Card | Sandy Spring Bank | All Travel (Elan Rewards) | 2% | $390 |
| Premier Bank Visa Reserve Rewards+ Card | Premier Bank | All Travel (Elan Rewards) | 2% | $390 |
| Philadelphia Federal Credit Union Visa Reserve Rewards+ Card | Philadelphia Federal Credit Union | All Travel (Elan Rewards) | 2% | $390 |
| Peapack-Gladstone Bank Visa Reserve Rewards+ Card | Peapack-Gladstone Bank | All Travel (Elan Rewards) | 2% | $390 |
| Northside Community Bank Visa Reserve Rewards+ Card | Northside Community Bank | All Travel (Elan Rewards) | 2% | $390 |
Frequently asked questions
Why does All Travel (Elan Rewards) have its own page?
These pages capture the top merchant or store patterns inside the Madeen catalog so you can compare the strongest matching cards without scanning every card manually. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What if the merchant codes differently?
Use the issuer's merchant category language, because a purchase that looks like all travel (elan rewards) to you may post under a different code and trigger a different card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Should I ignore annual fees when comparing all travel (elan rewards) cards?
No. A fee card only wins when the extra rewards or credits beat the fee over the way you actually spend. Madeen shows the tradeoff directly in the table. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.
Madeen analysis. Data from catalog snapshot 2026-06-25. Last reviewed 2026-06-25. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.