UMB Visa Business Rewards

The UMB Visa Business Rewards includes Auto Rental Collision Damage Waiver, Auto Rental Insurance, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

• Purchase Security and Extended Protection

  $10,000/yr

  Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

• Lost Luggage Reimbursement

  $3,000/yr

  will reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.

• Travel Accident Insurance

  $3,000/yr

  provides accidental death and dismemberment coverage. Coverage is in effect on the common carrier (e.g., flight, rail, bus, ferry, cruise ship), as well as while on courtesy ground transportation to and from the airport (or train depot, bus, terminal, etc.) and between terminals, as well as when you are at the airport immediately before departure, or immediately after arrival, on any covered trip.

• Roadside Dispatch®

  $1,000/yr

  This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

• Sofar Sounds

  $240/yr

  Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

• Visa Signature Concierge

  $150/yr

  Get assistance with travel planning, entertainment tickets and more.

• OpenTable

  $120/yr

  Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

• Auto Rental Insurance

  $25/yr

• Travel Aassistance Services

  $25/yr

• Auto Rental Collision Damage Waiver

  $10/yr

  (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.

• Golf Benefits from Troon Rewards®

  $10/yr

  Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

• Travel and Emergency Assistance Services

  $10/yr

  When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.