UBS

UBS Visa Infinite

Highest earn rate in Grocery at 2% effective value

The UBS Visa Infinite from UBS earns up to 2% effective value on grocery in Madeen's catalog snapshot. Its annual fee is $650. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Grocery
Effective value
2%
Annual fee
$650

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UBS Visa Infinite card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the UBS Visa Infinite earn in each category?

Grocery is the strongest category at 2% effective value (2x points at about 1 cents each). That grocery rate ranks higher than about 47% of the 1,552 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Grocery is the strongest category at 2% effective value (2x points at about 1 cents each). That grocery rate ranks higher than about 47% of the 1,552 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1x points 1%
Grocery
Supermarkets and grocery stores
2x points 2% Top category
Gas
Gas stations and fuel
1x points 1%
Travel
Flights, hotels, transit
1x points 1%
Other
General everyday spend
2x points 2%

Madeen values My Choice Rewards (UBS) at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the UBS Visa Infinite reward caps and conditions?

The UBS Visa Infinite has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • 2x points for eligible groceries
  • 2x points on select digital entertainment
Madeen take

Who should get the UBS Visa Infinite?

The UBS Visa Infinite fits spenders who put meaningful volume in grocery and can earn 2x points. Best for spenders who put meaningful volume in grocery and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

UBS Visa Infinite fits spenders who put meaningful volume in grocery and can earn 2x points. Madeen ranks its grocery effective rate higher than about 47% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in grocery and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for grocery-heavy spend when the $650 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is grocery at about 2% effective (2x points).
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.
  • Includes travel or statement credits in our benefits snapshot.

Cons

  • $650 annual fee requires enough spend in bonus categories to offset.
  • My Choice Rewards (UBS) value depends on how you redeem, not straight cash back.
Fees and bonus

Does the UBS Visa Infinite have an annual fee, and what's the welcome bonus?

The UBS Visa Infinite has an annual fee of $650 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Annual fee
$650
Foreign transaction fee
None
Travel perks

What travel perks does the UBS Visa Infinite include?

The UBS Visa Infinite includes Trusted traveler credit, Lounge access, $500 Airline Fee Credit, $500 Annual Credit and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Trusted traveler creditYou may apply for either Global Entry® or TSA PreCheck®, expedited airport security processing, using your UBS Visa Infinite credit card to pay your application fee(s) and receive up to $120 in statement credit(s) to your account every four years.
  • Lounge accessAccess to 1,500+ airport lounges with a complimentary Priority Pass Select membership
Benefits

What benefits come with the UBS Visa Infinite?

  • $500 Airline Fee Credit

    $500 Airline Fee Credit for any qualifying air travel expenses

  • $500 Annual Credit

    $500 Annual Credit (based on annual spend)

  • Auto Rental Collision Damage WaiverIncluded with Visa Infinite®

    When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.

  • Auto Rental Coverage

    Primary collision and theft insurance coverage on rental cars

  • Booking.comIncluded with Visa Infinite®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Dovly Uplift™Included with Visa Infinite®

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • Extended Warranty ProtectionIncluded with Visa Infinite®

    When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.

  • GigSky

    One annual complimentary 5GB, 30-day cellular data roaming plan per cardholder in 125+ countries via GigSky

Common questions about the UBS Visa Infinite

Does the UBS Visa Infinite have an annual fee?

The UBS Visa Infinite carries an annual fee of $650 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the UBS Visa Infinite?

Grocery is the strongest Madeen category for the UBS Visa Infinite at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the UBS Visa Infinite charge foreign transaction fees?

The UBS Visa Infinite does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Is the UBS Visa Infinite annual fee worth it?

Whether the $650 annual fee pays off depends on how much you spend in grocery and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the UBS Visa Infinite?

Madeen's catalog lists a typical credit range of Good to Excellent for the UBS Visa Infinite. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the UBS Visa Infinite?

Rewards on the UBS Visa Infinite post as My Choice Rewards (UBS). Redemption value depends on how you use My Choice Rewards (UBS) (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

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