Newburyport Bank Mastercard® Platinum
Newburyport Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Newburyport Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Newburyport Bank Mastercard® Platinum from Newburyport Bank earns up to 0% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 0%
- Annual fee
- $0
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 0x points.
What does the Newburyport Bank Mastercard Platinum earn in each category?
Dining is the strongest category at 0% effective value (0x points at about 0 cents each). The five-category effective-rate table on this page shows how Newburyport Bank Mastercard Platinum compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 0% effective value (0x points at about 0 cents each). The five-category effective-rate table on this page shows how Newburyport Bank Mastercard Platinum compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 0x points | 0% Top category |
| Grocery Supermarkets and grocery stores | 0x points | 0% |
| Gas Gas stations and fuel | 0x points | 0% |
| Travel Flights, hotels, transit | 0x points | 0% |
| Other General everyday spend | 0x points | 0% |
Madeen values points at about 0 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Newburyport Bank Mastercard Platinum?
The Newburyport Bank Mastercard Platinum fits spenders who put meaningful volume in dining and can earn 0x points. Best for spenders who put meaningful volume in dining and can earn 0x points.
Newburyport Bank Mastercard Platinum fits spenders who put meaningful volume in dining and can earn 0x points. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 0x points.
Foreign transaction fees make it weaker for international spend. Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 0% effective (0x points).
- No annual fee in our catalog snapshot.
Cons
- Charges $2 foreign transaction fees.
- points value depends on how you redeem, not straight cash back.
Does the Newburyport Bank Mastercard Platinum have an annual fee?
The Newburyport Bank Mastercard Platinum has an annual fee of $0 and a foreign transaction fee of $2. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- $2
What benefits come with the Newburyport Bank Mastercard Platinum?
The Newburyport Bank Mastercard Platinum includes ID Navigator Powered by NortonLifeLock in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
ID Navigator Powered by NortonLifeLock
$10/yrProvides tools so you can act quickly if your identity is threatened.
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Common questions about the Newburyport Bank Mastercard Platinum
Does the Newburyport Bank Mastercard Platinum have an annual fee?
The Newburyport Bank Mastercard Platinum carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Newburyport Bank Mastercard Platinum?
Dining is the strongest Madeen category for the Newburyport Bank Mastercard Platinum at about 0% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Newburyport Bank Mastercard Platinum charge foreign transaction fees?
The Newburyport Bank Mastercard Platinum charges a foreign transaction fee of $2 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
What credit score do you need for the Newburyport Bank Mastercard Platinum?
Madeen's catalog lists a typical credit range of Good to Excellent for the Newburyport Bank Mastercard Platinum. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the Newburyport Bank Mastercard Platinum?
Rewards on the Newburyport Bank Mastercard Platinum post as points. Redemption value depends on how you use points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How do I maximize rewards on the Newburyport Bank Mastercard Platinum?
To maximize the Newburyport Bank Mastercard Platinum, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout.
How does the Newburyport Bank Mastercard Platinum compare to similar cards?
Compare the Newburyport Bank Mastercard Platinum against Newburyport Bank Mastercard Everyday Rewards+ (4% on Dining, $0 fee); Newburyport Bank Mastercard Business Cash Preferred (3% on Dining, $0 fee); Newburyport Bank Mastercard Reserve Rewards+ Card (2% on Dining, $390 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Newburyport Bank Mastercard Platinum This card | Dining | 0% | $0 |
Newburyport Bank | Dining | 4% | $0 |
Newburyport Bank | Dining | 3% | $0 |
Newburyport Bank | Dining | 2% | $390 |
Newburyport Bank | Dining | 1.5% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
Related Madeen guides
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See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
Newburyport Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Newburyport Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure