Landmark Credit Union

Landmark Credit Union Student Rewards Visa®

Highest earn rate in Dining at 2% effective value

The Landmark Credit Union Student Rewards Visa® from Landmark Credit Union earns up to 2% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 5,000 Bonus Points when you spend $1,000 within 90 days of account opening!. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
2%
Annual fee
$0

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Landmark Credit Union Student Rewards Visa® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Landmark Credit Union Student Rewards Visa earn in each category?

Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x points 2% Top category
Grocery
Supermarkets and grocery stores
1x points 1%
Gas
Gas stations and fuel
2x points 2%
Travel
Flights, hotels, transit
1x points 1%
Other
General everyday spend
1x points 1%

Madeen values Landmark Points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Landmark Credit Union Student Rewards Visa reward caps and conditions?

The Landmark Credit Union Student Rewards Visa has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Earn double points every day on restaurant purchases.
  • Earn double points every day on gas purchases.
Madeen take

Who should get the Landmark Credit Union Student Rewards Visa?

The Landmark Credit Union Student Rewards Visa fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Landmark Credit Union Student Rewards Visa fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 29% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Foreign transaction fees make it weaker for international spend.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 2% effective (2x points).
  • No annual fee in our catalog snapshot.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Charges $1 foreign transaction fees.
  • Landmark Points value depends on how you redeem, not straight cash back.
Fees and bonus

Does the Landmark Credit Union Student Rewards Visa have an annual fee, and what's the welcome bonus?

The Landmark Credit Union Student Rewards Visa has an annual fee of $0 and a foreign transaction fee of $1. New applicants may see: Earn 5,000 Bonus Points when you spend $1,000 within 90 days of account opening!. Confirm current issuer terms before applying.

Annual fee
$0
Foreign transaction fee
$1
Signup bonus
Earn 5,000 Bonus Points when you spend $1,000 within 90 days of account opening!
Benefits

What benefits come with the Landmark Credit Union Student Rewards Visa?

The Landmark Credit Union Student Rewards Visa includes Lost Luggage Reimbursement, Purchase Security, Travel Accident Insurance in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Lost Luggage Reimbursement

    Lost Luggage Reimbursement

  • Purchase Security

    Purchase Security – your trusty sidekick for new retail purchases made with your eligible Landmark Visa credit card, within ninety (90) days from purchase*. To unlock this superhero-like coverage, you need to purchase either a portion or the entire cost of the item using your Landmark Visa credit card and/or rewards program associated with your covered credit card.

  • Travel Accident Insurance

    Travel Accident Insurance provides Visa cardholders and their families with automatic common-carrier accidental death and dismemberment coverage every time they use their Visa card to purchase travel tickets. This coverage provides cardholders with valuable security and peace of mind, as well as an additional reason to use their Visa card for travel-related purchases.

  • Travel and Emergency Assistance

    Travel and Emergency Assistance offers services for all valid Visa cardholders designed to help you in case of an emergency while traveling. The Benefit Administrator can connect you with the appropriate local emergency and assistance resources available when you are away from home, 24 hours a day, 365 days a year. There are a wide range of emergency services available to valid cardholders when you are away, including medical referral, lost luggage locator service and prescription assistance.

Common questions about the Landmark Credit Union Student Rewards Visa

Does the Landmark Credit Union Student Rewards Visa have an annual fee?

The Landmark Credit Union Student Rewards Visa carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Landmark Credit Union Student Rewards Visa?

Dining is the strongest Madeen category for the Landmark Credit Union Student Rewards Visa at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Landmark Credit Union Student Rewards Visa charge foreign transaction fees?

The Landmark Credit Union Student Rewards Visa charges a foreign transaction fee of $1 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Landmark Credit Union Student Rewards Visa welcome bonus?

The Landmark Credit Union Student Rewards Visa welcome offer in our snapshot: Earn 5,000 Bonus Points when you spend $1,000 within 90 days of account opening!. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

What credit score do you need for the Landmark Credit Union Student Rewards Visa?

Madeen's catalog lists a typical credit range of No Credit History / Rebuilding for the Landmark Credit Union Student Rewards Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Landmark Credit Union Student Rewards Visa?

Rewards on the Landmark Credit Union Student Rewards Visa post as Landmark Points. Redemption value depends on how you use Landmark Points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Landmark Credit Union Student Rewards Visa compare to similar cards?

Compare the Landmark Credit Union Student Rewards Visa against Landmark Credit Union Rewards Visa (2% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

CardTop categoryEffective valueAnnual fee
Landmark Credit Union Student Rewards Visa
This card
Dining2%$0
Dining2%$0
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