First Savings Bank Business Preferred Points Reward
First Savings Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Savings Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The First Savings Bank Business Preferred Points Reward from First Savings Bank earns up to 1% effective value on dining in Madeen's catalog snapshot. It has no annual fee.
- Top category
- Dining
- Effective value
- 1%
- Annual fee
- $0
Worth a look for dining spend if you need a business card and can use cash back the way you redeem today. Best for spenders who put meaningful volume in dining and can earn 1% back.
What does the First Savings Bank Business Preferred Points Reward earn in each category?
Dining is the strongest category at 1% effective value (1% back). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how First Savings Bank Business Preferred Points Reward compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 1% effective value (1% back). That dining rate ranks higher than about 2% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how First Savings Bank Business Preferred Points Reward compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1% back | 1% Top category |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 1% back | 1% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the First Savings Bank Business Preferred Points Reward?
The First Savings Bank Business Preferred Points Reward fits spenders who put meaningful volume in dining and can earn 1% back. Best for spenders who put meaningful volume in dining and can earn 1% back.
First Savings Bank Business Preferred Points Reward fits spenders who put meaningful volume in dining and can earn 1% back. Madeen ranks its dining effective rate higher than about 2% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1% back.
Foreign transaction fees make it weaker for international spend. Mostly a flat base earn card without strong category bonuses.
Worth a look for dining spend if you need a business card and can use cash back the way you redeem today.
Pros
- Strongest Madeen category is dining at about 1% effective (1% back).
- No annual fee in our catalog snapshot.
Cons
- Charges $2 foreign transaction fees.
- Business card — rewards and liability rules differ from consumer cards.
Does the First Savings Bank Business Preferred Points Reward have an annual fee?
The First Savings Bank Business Preferred Points Reward has an annual fee of $0 and a foreign transaction fee of $2. Confirm current fees on the issuer page before applying.
- Annual fee
- $0
- Foreign transaction fee
- $2
What benefits come with the First Savings Bank Business Preferred Points Reward?
The First Savings Bank Business Preferred Points Reward includes Car Rental Insurance, Global emergency services, HealthLock in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
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Common questions about the First Savings Bank Business Preferred Points Reward
Does the First Savings Bank Business Preferred Points Reward have an annual fee?
The First Savings Bank Business Preferred Points Reward carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the First Savings Bank Business Preferred Points Reward?
Dining is the strongest Madeen category for the First Savings Bank Business Preferred Points Reward at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the First Savings Bank Business Preferred Points Reward charge foreign transaction fees?
The First Savings Bank Business Preferred Points Reward charges a foreign transaction fee of $2 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.
What credit score do you need for the First Savings Bank Business Preferred Points Reward?
Madeen's catalog lists a typical credit range of Good to Excellent for the First Savings Bank Business Preferred Points Reward. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How do you redeem rewards on the First Savings Bank Business Preferred Points Reward?
Rewards on the First Savings Bank Business Preferred Points Reward post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How do I maximize rewards on the First Savings Bank Business Preferred Points Reward?
Dining is the strongest Madeen category for the First Savings Bank Business Preferred Points Reward at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
How does the First Savings Bank Business Preferred Points Reward compare to similar cards?
Compare the First Savings Bank Business Preferred Points Reward against First Savings Bank World / Preferred Points Rewards (1% on Dining, $0 fee); Blaze Mastercard (0% on Dining, $75 fee); First Savings Bank Business Standard (0% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
First Savings Bank Business Preferred Points Reward This card | Dining | 1% | $0 |
First Savings Bank | Dining | 1% | $0 |
First Savings Bank | Dining | 0% | $75 |
First Savings Bank | Dining | 0% | $0 |
First Savings Bank | Dining | 0% | $0 |
Store-specific guides
Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.
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Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.
First Savings Bank and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of First Savings Bank. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure