Credit One

Credit One Six Flags Rewards Visa

Highest earn rate in Dining at 0% effective value

The Credit One Six Flags Rewards Visa from Credit One earns up to 0% effective value on dining in Madeen's catalog snapshot. Its annual fee is $39. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
0%
Annual fee
$39

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Credit One Six Flags Rewards Visa card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-09
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Credit One Six Flags Rewards Visa earn in each category?

Dining is the strongest category at 0% effective value (0x points at about 0 cents each). Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 0% effective value (0x points at about 0 cents each).

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
0x points 0% Top category
Grocery
Supermarkets and grocery stores
0x points 0%
Gas
Gas stations and fuel
0x points 0%
Travel
Flights, hotels, transit
0x points 0%
Other
General everyday spend
0x points 0%

Madeen values points at about 0 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Credit One Six Flags Rewards Visa?

The Credit One Six Flags Rewards Visa fits spenders who put meaningful volume in dining and can earn 0x points. Best for spenders who put meaningful volume in dining and can earn 0x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Credit One Six Flags Rewards Visa fits spenders who put meaningful volume in dining and can earn 0x points. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 0x points.

Less compelling if the $39 annual fee is hard to offset. Foreign transaction fees make it weaker for international spend. Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when the $39 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 0% effective (0x points).
  • Rewards post as points; compare redemption paths before assuming cash-equivalent value.

Cons

  • $39 annual fee requires enough spend in bonus categories to offset.
  • Charges $3 foreign transaction fees.
  • points value depends on how you redeem, not straight cash back.
Fees

Does the Credit One Six Flags Rewards Visa have an annual fee?

The Credit One Six Flags Rewards Visa has an annual fee of $39 and a foreign transaction fee of $3. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Annual fee
$39
Foreign transaction fee
$3

Common questions about the Credit One Six Flags Rewards Visa

Does the Credit One Six Flags Rewards Visa have an annual fee?

The Credit One Six Flags Rewards Visa carries an annual fee of $39 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Credit One Six Flags Rewards Visa?

Dining is the strongest Madeen category for the Credit One Six Flags Rewards Visa at about 0% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Credit One Six Flags Rewards Visa charge foreign transaction fees?

The Credit One Six Flags Rewards Visa charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Is the Credit One Six Flags Rewards Visa annual fee worth it?

Whether the $39 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the Credit One Six Flags Rewards Visa?

Madeen's catalog lists a typical credit range of Fair for the Credit One Six Flags Rewards Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Credit One Six Flags Rewards Visa?

Rewards on the Credit One Six Flags Rewards Visa post as points. Redemption value depends on how you use points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Credit One Six Flags Rewards Visa compare to similar cards?

Compare the Credit One Six Flags Rewards Visa against Credit One Bank Wander American Express (5% on Dining, $95 fee); Credit One Bank NASCAR American Express (1% on Dining, $39 fee); Credit One Bank Premier American Express (1% on Dining, $39 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Credit One Six Flags Rewards Visa
This card
Dining0%$39
Dining5%$95
Dining1%$39
Dining1%$39
Dining0%$0
Guides
Compare
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