Comenity

Sportsman's Warehouse Explorewards

Highest earn rate in Dining at 0% effective value

The Sportsman's Warehouse Explorewards from Comenity earns up to 0% effective value on dining in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
0%
Annual fee
$0

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Sportsman's Warehouse Explorewards card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Sportsman's Warehouse Explorewards earn in each category?

Dining is the strongest category at 0% effective value (0% back). Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 0% effective value (0% back).

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
0% back 0% Top category
Grocery
Supermarkets and grocery stores
0% back 0%
Gas
Gas stations and fuel
0% back 0%
Travel
Flights, hotels, transit
0% back 0%
Other
General everyday spend
0% back 0%

Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Sportsman's Warehouse Explorewards?

The Sportsman's Warehouse Explorewards fits spenders who put meaningful volume in dining and can earn 0% back. Best for spenders who put meaningful volume in dining and can earn 0% back. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Sportsman's Warehouse Explorewards fits spenders who put meaningful volume in dining and can earn 0% back. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 0% back.

Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 0% effective (0% back).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.

Cons

  • Compare simpler no-fee cards if you want minimum complexity.
Fees and bonus

Does the Sportsman's Warehouse Explorewards have an annual fee, and what's the welcome bonus?

The Sportsman's Warehouse Explorewards has an annual fee of $0 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Annual fee
$0
Foreign transaction fee
None

Common questions about the Sportsman's Warehouse Explorewards

Does the Sportsman's Warehouse Explorewards have an annual fee?

The Sportsman's Warehouse Explorewards carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Sportsman's Warehouse Explorewards?

Dining is the strongest Madeen category for the Sportsman's Warehouse Explorewards at about 0% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Sportsman's Warehouse Explorewards charge foreign transaction fees?

The Sportsman's Warehouse Explorewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the Sportsman's Warehouse Explorewards?

Madeen's catalog lists a typical credit range of Fair for the Sportsman's Warehouse Explorewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Sportsman's Warehouse Explorewards?

Rewards on the Sportsman's Warehouse Explorewards post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do I maximize rewards on the Sportsman's Warehouse Explorewards?

To maximize the Sportsman's Warehouse Explorewards, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Sportsman's Warehouse Explorewards compare to similar cards?

Compare the Sportsman's Warehouse Explorewards against Forever 21 Visa (3.3% on Dining, $0 fee); Bread Rewards™ American Express (3% on Dining, $0 fee); GasBuddy™ Mastercard (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Sportsman's Warehouse Explorewards
This card
Dining0%$0
Dining3.3%$0
Dining3%$0
Dining3%$0
Comenity
Dining3%$0
Guides
Compare
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