Comenity

Miami Dolphins Extra Points Visa®

Highest earn rate in Dining at 2% effective value

The Miami Dolphins Extra Points Visa® from Comenity earns up to 2% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn $100 Cash Back after spending $500 with the NFL Extra Points Visa® Credit Card, outside of the NFL, within the first 90 days of account opening. Paid as a statement credit.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
2%
Annual fee
$0

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Miami Dolphins Extra Points Visa® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Miami Dolphins Extra Points Visa earn in each category?

Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x points 2% Top category
Grocery
Supermarkets and grocery stores
2x points 2%
Gas
Gas stations and fuel
1x points 1%
Travel
Flights, hotels, transit
1x points 1%
Other
General everyday spend
1x points 1%

Madeen values NFL Extra Points Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Miami Dolphins Extra Points Visa reward caps and conditions?

The Miami Dolphins Extra Points Visa has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • 2% in rewards on food delivery and restaurants
  • 2% in rewards on grocery store purchases
Madeen take

Who should get the Miami Dolphins Extra Points Visa?

The Miami Dolphins Extra Points Visa fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Miami Dolphins Extra Points Visa fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 29% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Foreign transaction fees make it weaker for international spend.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 2% effective (2x points).
  • No annual fee in our catalog snapshot.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Charges $3 foreign transaction fees.
  • NFL Extra Points Rewards value depends on how you redeem, not straight cash back.
Fees and bonus

Does the Miami Dolphins Extra Points Visa have an annual fee, and what's the welcome bonus?

The Miami Dolphins Extra Points Visa has an annual fee of $0 and a foreign transaction fee of $3. New applicants may see: Earn $100 Cash Back after spending $500 with the NFL Extra Points Visa® Credit Card, outside of the NFL, within the first 90 days of account opening. Paid as a statement credit.. Confirm current issuer terms before.

Annual fee
$0
Foreign transaction fee
$3
Signup bonus
Earn $100 Cash Back after spending $500 with the NFL Extra Points Visa® Credit Card, outside of the NFL, within the first 90 days of account opening. Paid as a statement credit.
Benefits

What benefits come with the Miami Dolphins Extra Points Visa?

The Miami Dolphins Extra Points Visa includes $100 Cash Back, 20% off NFLShop.com purchases, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • $100 Cash Back

    $100 Cash Back when you spend $500 on purchases outside of the NFL in your first 90 days from open date. Paid as a statement credit.

  • 20% off NFLShop.com purchases

    20% off NFLShop.com purchases made with your NFL Extra Points Visa® Credit Card when using the code EXTRAPOINTS

  • Booking.comIncluded with Visa Traditional

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Dovly Uplift™Included with Visa Traditional

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • OpenTableIncluded with Visa Traditional

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

  • Roadside Dispatch®Included with Visa Traditional

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

  • Sofar SoundsIncluded with Visa Traditional

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

  • Special Financing

    Special Financing on NFL Tickets of $250 or more made at NFL Team Ticket Offices, Ticketmaster, and SeatGeek with your NFL Extra Points Visa® Credit Card

Common questions about the Miami Dolphins Extra Points Visa

Does the Miami Dolphins Extra Points Visa have an annual fee?

The Miami Dolphins Extra Points Visa carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Miami Dolphins Extra Points Visa?

Dining is the strongest Madeen category for the Miami Dolphins Extra Points Visa at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Miami Dolphins Extra Points Visa charge foreign transaction fees?

The Miami Dolphins Extra Points Visa charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Miami Dolphins Extra Points Visa welcome bonus?

The Miami Dolphins Extra Points Visa welcome offer in our snapshot: Earn $100 Cash Back after spending $500 with the NFL Extra Points Visa® Credit Card, outside of the NFL, within the first 90 days of account opening. Paid as a statement credit.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

What credit score do you need for the Miami Dolphins Extra Points Visa?

Madeen's catalog lists a typical credit range of Fair for the Miami Dolphins Extra Points Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Miami Dolphins Extra Points Visa?

Rewards on the Miami Dolphins Extra Points Visa post as NFL Extra Points Rewards. Redemption value depends on how you use NFL Extra Points Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.

Compare

How does the Miami Dolphins Extra Points Visa compare to similar cards?

Compare the Miami Dolphins Extra Points Visa against Forever 21 Visa (3.3% on Dining, $0 fee); Bread Rewards™ American Express (3% on Dining, $0 fee); GasBuddy™ Mastercard (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Miami Dolphins Extra Points Visa
This card
Dining2%$0
Dining3.3%$0
Dining3%$0
Dining3%$0
Comenity
Dining3%$0
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