Citi

Meijer Mastercard

Meijer Mastercard0%
Dining at 0%No annual fee
Highest earn rate in Dining at 0% effective value

The Meijer Mastercard from Citi earns up to 0% effective value on dining in Madeen's catalog snapshot. It has no annual fee.

Top category
Dining
Effective value
0%
Annual fee
$0
Meijer Mastercard card art

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 0x points.

Madeen analysis

What does the Meijer Mastercard earn in each category?

Dining is the strongest category at 0% effective value (0x points at about 0 cents each). The five-category effective-rate table on this page shows how Meijer Mastercard compares across dining, grocery, gas, travel, and other spend.

Dining is the strongest category at 0% effective value (0x points at about 0 cents each). The five-category effective-rate table on this page shows how Meijer Mastercard compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
0x points 0% Top category
Grocery
Supermarkets and grocery stores
0x points 0%
Gas
Gas stations and fuel
0x points 0%
Travel
Flights, hotels, transit
0x points 0%
Other
General everyday spend
0x points 0%

Madeen values points at about 0 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Meijer Mastercard?

The Meijer Mastercard fits spenders who put meaningful volume in dining and can earn 0x points. Best for spenders who put meaningful volume in dining and can earn 0x points.

Meijer Mastercard fits spenders who put meaningful volume in dining and can earn 0x points. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 0x points.

Foreign transaction fees make it weaker for international spend. Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is dining at about 0% effective (0x points).
  • No annual fee in our catalog snapshot.

Cons

  • Charges $3 foreign transaction fees.
  • points value depends on how you redeem, not straight cash back.
Fees

Does the Meijer Mastercard have an annual fee?

The Meijer Mastercard has an annual fee of $0 and a foreign transaction fee of $3. Confirm current fees on the issuer page before applying.

Annual fee
$0
Foreign transaction fee
$3
Benefits

What benefits come with the Meijer Mastercard?

The Meijer Mastercard includes $10 off first purchase, $10 reward, Gas discount in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value~$90
9 of 10 benefits valued
  • $10 off first purchase

    $10/yr

    $10 your first in-store purchase with your Meijer Credit Card within 30 days of account opening

    How we value this

    Editorial: statement credit "$10 off first purchase" — $10 annual face value per issuer title (face value, editorially verified at title level).

  • $10 reward

    $10/yr

    for every $750 spent with your Meijer Credit Card

    How we value this

    Editorial: statement credit "$10 reward" — $10 annual face value per issuer title (face value, editorially verified at title level).

  • Global emergency services

    $10/yr

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit. Applied to catalog title "Global emergency services".

  • HealthLock

    $10/yr

    Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit. Applied to catalog title "HealthLock".

  • Instacart

    $10/yr

    Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit. Applied to catalog title "Instacart".

  • Mastercard ID Theft Protection

    $10/yr

    Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit. Applied to catalog title "Mastercard ID Theft Protection".

  • Mastercard Music and Entertainment Access benefit

    $10/yr

    Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit. Applied to catalog title "Mastercard Music and Entertainment Access benefit".

  • Mastercard Transit Benefit

    $10/yr

    Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit. Applied to catalog title "Mastercard Transit Benefit".

  • Protection wherever you shop

    $10/yr

    With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.

    Standard Mastercard
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit. Applied to catalog title "Protection wherever you shop".

  • Gas discount

    10¢ off every gallon at Meijer Gas Stations with your Meijer Credit Card

    How we value this

    Editorial review: "Gas Discount" has no verifiable annual statement credit or membership face value at the shared title level — conservative $0.

Common questions about the Meijer Mastercard

What credit score is needed for a Meijer Mastercard?

Madeen's catalog lists a typical credit range of Good for the Meijer Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.

Does the Meijer Mastercard have an annual fee?

The Meijer Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Meijer Mastercard?

Dining is the strongest Madeen category for the Meijer Mastercard at about 0% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Meijer Mastercard charge foreign transaction fees?

The Meijer Mastercard charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change.

What credit score do you need for the Meijer Mastercard?

Madeen's catalog lists a typical credit range of Good for the Meijer Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.

How do you redeem rewards on the Meijer Mastercard?

Rewards on the Meijer Mastercard post as points. Redemption value depends on how you use points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.

Compare

How does the Meijer Mastercard compare to similar cards?

Compare the Meijer Mastercard against Citi Custom Cash℠ (5% on Dining, $0 fee); Citi Forward (4% on Dining, $0 fee); Citi Prestige (4% on Dining, $495 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Meijer Mastercard
This card
Dining0%$0
Dining5%$0
Dining4%$0
Dining4%$495
Dining3%$99
Compare
Merchants

Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-12
Data source Madeen catalog analysis

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Madeen may earn compensation from apply links. Affiliate disclosure

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