Marriott Bonvoy™ Premier
The Marriott Bonvoy™ Premier from Chase earns up to 1.4% effective value on dining in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 1.4%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Marriott Bonvoy™ Premier earn in each category?
Dining is the strongest category at 1.4% effective value (2x points at about 0.7 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 1.4% effective value (2x points at about 0.7 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 1.4% Top category |
| Grocery Supermarkets and grocery stores | 1x points | 0.7% |
| Gas Gas stations and fuel | 1x points | 0.7% |
| Travel Flights, hotels, transit | 2x points | 1.4% |
| Other General everyday spend | 1x points | 0.7% |
Madeen values Marriott Bonvoy at about 0.7 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Marriott Bonvoy™ Premier reward caps and conditions?
The Marriott Bonvoy™ Premier has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 2X Points for every $1 spent on airline tickets purchased directly with the airline
- 2X Points for every $1 spent at restaurants
Who should get the Marriott Bonvoy™ Premier?
The Marriott Bonvoy™ Premier fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Marriott Bonvoy™ Premier fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 14% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x points.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 1.4% effective (2x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
- Includes travel or statement credits in our benefits snapshot.
Cons
- Marriott Bonvoy value depends on how you redeem, not straight cash back.
Does the Marriott Bonvoy™ Premier have an annual fee, and what's the welcome bonus?
The Marriott Bonvoy™ Premier has an annual fee of $0 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $0
- Foreign transaction fee
- None
What travel perks does the Marriott Bonvoy™ Premier include?
The Marriott Bonvoy™ Premier includes Free hotel night, Extended Warranty, Free Night Award, Lost Luggage Protection in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Free hotel nightYour Free Night Award is valid for a one night hotel stay at a property with a redemption level up to 25,000 points.
What benefits come with the Marriott Bonvoy™ Premier?
- Extended Warranty
Up to 1 additional year on original manufacturer's warranty of 3 years or less.
- Free Night Award
Your Free Night Award is valid for a one night hotel stay at a property with a redemption level up to 25,000 points.
- Lost Luggage Protection
Up to $3,000 in coverage. Applies if you or an immediate family member check or carry on luggage that is damaged or lost by the carrier.
- Purchase Protection
Up to $500 per eligible purchase within 120 days of the purchase date. Maximum of $50,000 per year
- Rental Insurance
Coverage for damage to or theft of a rental vehicle. Must decline the collision damage waiver (CDW) at the counter. Coverage is secondary to personal insurance.
- Trip Delay Protection
Up to $5,000 per person. Applies if your trip is cancelled or cut short for a covered reason. Maximum of $10,000 per trip.
Common questions about the Marriott Bonvoy™ Premier
Does the Marriott Bonvoy™ Premier have an annual fee?
The Marriott Bonvoy™ Premier carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Marriott Bonvoy™ Premier?
Dining is the strongest Madeen category for the Marriott Bonvoy™ Premier at about 1.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Marriott Bonvoy™ Premier charge foreign transaction fees?
The Marriott Bonvoy™ Premier does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Marriott Bonvoy™ Premier?
Madeen's catalog lists a typical credit range of Excellent for the Marriott Bonvoy™ Premier. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Marriott Bonvoy™ Premier?
Rewards on the Marriott Bonvoy™ Premier post as Marriott Bonvoy. Redemption value depends on how you use Marriott Bonvoy (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do I maximize rewards on the Marriott Bonvoy™ Premier?
To maximize the Marriott Bonvoy™ Premier, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Marriott Bonvoy™ Premier compare to similar cards?
Compare the Marriott Bonvoy™ Premier against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Marriott Bonvoy™ Premier This card | Dining | 1.4% | $0 |
Chase | Dining | 4.5% | $95 |
Chase | Dining | 3% | $0 |
| Dining | 3% | $0 | |
| Dining | 3% | $0 |
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