Chase

Marriott Bonvoy Bold® Credit Card

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Marriott Bonvoy Bold® Credit Card1.4%
Dining at 1.4%No annual feeWelcome bonus
Top 34% for Dining
Highest earn rate in Dining at 1.4% effective value

The Marriott Bonvoy Bold® Credit Card from Chase earns up to 1.4% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card..

Top category
Dining
Effective value
1.4%
Annual fee
$0
Marriott Bonvoy Bold® Credit Card card art

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Madeen analysis

What does the Marriott Bonvoy Bold Credit Card earn in each category?

Dining is the strongest category at 1.4% effective value (2x points at about 0.7 cents each). That dining rate ranks higher than about 34% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Marriott Bonvoy Bold Credit Card compares across dining, grocery, gas, travel, and other spend.

Dining is the strongest category at 1.4% effective value (2x points at about 0.7 cents each). That dining rate ranks higher than about 34% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Marriott Bonvoy Bold Credit Card compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x points 1.4% Top category
Grocery
Supermarkets and grocery stores
2x points 1.4%
Gas
Gas stations and fuel
2x points 1.4%
Travel
Flights, hotels, transit
2x points 1.4%
Other
General everyday spend
2x points 1.4%

Madeen values Marriott Bonvoy at about 0.7 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Marriott Bonvoy Bold Credit Card?

The Marriott Bonvoy Bold Credit Card fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Marriott Bonvoy Bold Credit Card fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 34% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying.

Pros

  • Strongest Madeen category is dining at about 1.4% effective (2x points).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Marriott Bonvoy value depends on how you redeem, not straight cash back.
Welcome bonus

What is the Marriott Bonvoy Bold Credit Card welcome bonus?

In Madeen's catalog snapshot, the Marriott Bonvoy Bold Credit Card welcome offer is Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.

Offer
60k Marriott Bonvoy (~$420 estimated)
Terms (catalog snapshot)
Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.
Minimum spend
$1,000
Window
3Months
Fees

Does the Marriott Bonvoy Bold Credit Card have an annual fee?

The Marriott Bonvoy Bold Credit Card has an annual fee of $0 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.

Annual fee
$0
Foreign transaction fee
None
Benefits

What benefits come with the Marriott Bonvoy Bold Credit Card?

The Marriott Bonvoy Bold Credit Card includes 15 elite night credits, Baggage Delay Insurance, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value~$929
16 benefits summed · 5 coverage limits · 2 not valued
  • Sofar Sounds

    $240/yr

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

    Visa Signature®
    How we value this

    Editorial review of "Sofar Sounds" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Visa Concierge

    $150/yr

    Get complimentary Visa Signature® Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

    How we value this

    Premium concierge service — editorial expected value $150/yr (not lounge-access proxy).

  • Visa Signature Concierge

    $150/yr

    Get assistance with travel planning, entertainment tickets and more.

    Visa Signature®
    How we value this

    Premium concierge service — editorial expected value $150/yr (not lounge-access proxy).

  • OpenTable

    $120/yr

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

    Visa Signature®
    How we value this

    Editorial review of "OpenTable" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Priority Pass airport lounge access

    $99/yr

    Enjoy access to over 1,700 airport lounges and experiences around the globe.

    Visa Signature®
    How we value this

    Lounge access valued at Priority Pass retail proxy ($99/yr).

  • 15 elite night credits

    $25/yr

    Receive 15 Elite Night Credits annually, qualifying you for Silver Elite status. Restrictions apply.

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

  • Complimentary Instacart+ Membership

    $25/yr

    Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

  • DoorDash

    $25/yr

    Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

    How we value this

    Conservative expected value for "DoorDash" — auto-scraped coverage/credit amount removed during editorial re-review.

  • Global Entry Statement Credit

    $25/yr

    Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.

    Visa Signature®
    How we value this

    Conservative expected value for "Global Entry Statement Credit" — auto-scraped coverage/credit amount removed during editorial re-review.

  • Golf Benefits from Troon Rewards®

    $10/yr

    Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Roadside Dispatch®

    $10/yr

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Stay connected in over 175 countries

    $10/yr

    Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

Common questions about the Marriott Bonvoy Bold Credit Card

What credit score do you need for Marriott Bonvoy bold card?

Madeen's catalog lists a typical credit range of Good to Excellent for the Marriott Bonvoy Bold Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.

Does the Marriott Bonvoy Bold credit card have a $45 annual fee?

The Marriott Bonvoy Bold Credit Card carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

Does the Marriott Bonvoy Bold Credit Card have an annual fee?

The Marriott Bonvoy Bold Credit Card carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Marriott Bonvoy Bold Credit Card?

Dining is the strongest Madeen category for the Marriott Bonvoy Bold Credit Card at about 1.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Marriott Bonvoy Bold Credit Card charge foreign transaction fees?

The Marriott Bonvoy Bold Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.

What is the Marriott Bonvoy Bold Credit Card welcome bonus?

The Marriott Bonvoy Bold Credit Card welcome offer in our snapshot: Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Compare

How does the Marriott Bonvoy Bold Credit Card compare to similar cards?

Compare the Marriott Bonvoy Bold Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); Chase Sapphire Preferred Credit Card (3% on Dining, $95 fee); AARP (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Marriott Bonvoy Bold Credit Card
This card
Dining1.4%$0
Dining4.5%$95
Dining3%$95
Chase
Dining3%$0
Dining3%$0
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See how this card ranks in your wallet

Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-07-18
Data source Madeen catalog analysis

Chase and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Chase. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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