Chase

Marriott Bonvoy Bold® Credit Card

Highest earn rate in Dining at 1.4% effective value

The Marriott Bonvoy Bold® Credit Card from Chase earns up to 1.4% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
1.4%
Annual fee
$0

Madeen may earn compensation from some apply links. Affiliate disclosure

Marriott Bonvoy Bold® Credit Card card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Marriott Bonvoy Bold Credit Card earn in each category?

Dining is the strongest category at 1.4% effective value (2x points at about 0.7 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 1.4% effective value (2x points at about 0.7 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x points 1.4% Top category
Grocery
Supermarkets and grocery stores
2x points 1.4%
Gas
Gas stations and fuel
2x points 1.4%
Travel
Flights, hotels, transit
2x points 1.4%
Other
General everyday spend
2x points 1.4%

Madeen values Marriott Bonvoy at about 0.7 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Marriott Bonvoy Bold Credit Card?

The Marriott Bonvoy Bold Credit Card fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Marriott Bonvoy Bold Credit Card fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 14% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 1.4% effective (2x points).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Marriott Bonvoy value depends on how you redeem, not straight cash back.
Fees and bonus

Does the Marriott Bonvoy Bold Credit Card have an annual fee, and what's the welcome bonus?

The Marriott Bonvoy Bold Credit Card has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: Earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.. Confirm current issuer terms before applying.

Annual fee
$0
Foreign transaction fee
None
Signup bonus
Earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.
Benefits

What benefits come with the Marriott Bonvoy Bold Credit Card?

The Marriott Bonvoy Bold Credit Card includes 15 elite night credits, Baggage Delay Insurance, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • 15 elite night credits

    Receive 15 Elite Night Credits annually, qualifying you for Silver Elite status. Restrictions apply.

  • Baggage Delay Insurance

    Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

  • Booking.comIncluded with Visa Signature®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Complimentary Instacart+ Membership

    Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.

  • DoorDash

    Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

  • Dovly Uplift™Included with Visa Signature®

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • Global Entry Statement CreditIncluded with Visa Signature®

    Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.

  • Golf Benefits from Troon Rewards®Included with Visa Signature®

    Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

Common questions about the Marriott Bonvoy Bold Credit Card

Does the Marriott Bonvoy Bold Credit Card have an annual fee?

The Marriott Bonvoy Bold Credit Card carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Marriott Bonvoy Bold Credit Card?

Dining is the strongest Madeen category for the Marriott Bonvoy Bold Credit Card at about 1.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Marriott Bonvoy Bold Credit Card charge foreign transaction fees?

The Marriott Bonvoy Bold Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Marriott Bonvoy Bold Credit Card welcome bonus?

The Marriott Bonvoy Bold Credit Card welcome offer in our snapshot: Earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

What credit score do you need for the Marriott Bonvoy Bold Credit Card?

Madeen's catalog lists a typical credit range of Good to Excellent for the Marriott Bonvoy Bold Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Marriott Bonvoy Bold Credit Card?

Rewards on the Marriott Bonvoy Bold Credit Card post as Marriott Bonvoy. Redemption value depends on how you use Marriott Bonvoy (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Marriott Bonvoy Bold Credit Card compare to similar cards?

Compare the Marriott Bonvoy Bold Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Marriott Bonvoy Bold Credit Card
This card
Dining1.4%$0
Dining4.5%$95
Chase
Dining3%$0
Dining3%$0
Dining3%$0
Guides
Compare
Apply

Issuer links

Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure

Madeen app

See how this card ranks in your wallet

Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.

Download on the App Store
Apply Get Madeen