Disney® Premier Visa® Card
The Disney® Premier Visa® Card from Chase earns up to 2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $49. New applicants may see: Get a $200 Disney Gift Card eGift to use today upon approval + earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 2%
- Annual fee
- $49
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Disney Premier Visa Card earn in each category?
Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% Top category |
| Grocery Supermarkets and grocery stores | 2x points | 2% |
| Gas Gas stations and fuel | 2x points | 2% |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values Disney Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Disney Premier Visa Card reward caps and conditions?
The Disney Premier Visa Card has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2% in Disney Rewards Dollars on card purchases at restaurants
- Earn 2% in Disney Rewards Dollars on card purchases at gas stations
- Earn 2% in Disney Rewards Dollars at grocery stores
Who should get the Disney Premier Visa Card?
The Disney Premier Visa Card fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.
Disney Premier Visa Card fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 29% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.
Foreign transaction fees make it weaker for international spend.
Best for dining-heavy spend when the $49 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 2% effective (2x points).
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $49 annual fee requires enough spend in bonus categories to offset.
- Charges $3 foreign transaction fees.
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Disney Rewards value depends on how you redeem, not straight cash back.
Does the Disney Premier Visa Card have an annual fee, and what's the welcome bonus?
The Disney Premier Visa Card has an annual fee of $49 and a foreign transaction fee of $3. New applicants may see: Get a $200 Disney Gift Card eGift to use today upon approval + earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.. Confirm current issuer terms before applying.
- Annual fee
- $49
- Foreign transaction fee
- $3
- Signup bonus
- Get a $200 Disney Gift Card eGift to use today upon approval + earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.
What benefits come with the Disney Premier Visa Card?
The Disney Premier Visa Card includes Airline Statement Credit, Baggage Delay Insurance, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Airline Statement Credit
Redeem Rewards Dollars for a statement credit toward airline travel.
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
- Booking.comIncluded with Visa Traditional
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.
- Credit Card Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
- Disney Shopping Perks
10% off select credit card purchases at shopDisney.com.
- Disney Vacation Perks
10% off select dining locations most days at the Disneyland® and Walt Disney World® Resorts when you use your credit card to purchase.
- Disney Vacation Perks
10% off select merchandise credit card purchases of $50 or more at select locations most days at the Disneyland® and Walt Disney World® Resorts and aboard Disney Cruise Line ships.
Common questions about the Disney Premier Visa Card
Does the Disney Premier Visa Card have an annual fee?
The Disney Premier Visa Card carries an annual fee of $49 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Disney Premier Visa Card?
Dining is the strongest Madeen category for the Disney Premier Visa Card at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Disney Premier Visa Card charge foreign transaction fees?
The Disney Premier Visa Card charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Disney Premier Visa Card welcome bonus?
The Disney Premier Visa Card welcome offer in our snapshot: Get a $200 Disney Gift Card eGift to use today upon approval + earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Disney Premier Visa Card annual fee worth it?
Whether the $49 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Disney Premier Visa Card?
Madeen's catalog lists a typical credit range of Good to Excellent for the Disney Premier Visa Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Disney Premier Visa Card compare to similar cards?
Compare the Disney Premier Visa Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Disney Premier Visa Card This card | Dining | 2% | $49 |
Chase | Dining | 4.5% | $95 |
Chase | Dining | 3% | $0 |
| Dining | 3% | $0 | |
| Dining | 3% | $0 |
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