World of Hyatt Business Credit Card
The World of Hyatt Business Credit Card from Chase earns up to 1.5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $199. New applicants may see: Earn 80,000 Bonus Points after you spend $10,000 on purchases in the first 3 months of account opening.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 1.5%
- Annual fee
- $199
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the World of Hyatt Business Credit Card earn in each category?
Dining is the strongest category at 1.5% effective value (1x points at about 1.5 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 1.5% effective value (1x points at about 1.5 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1.5% Top category |
| Grocery Supermarkets and grocery stores | 1x points | 1.5% |
| Gas Gas stations and fuel | 1x points | 1.5% |
| Travel Flights, hotels, transit | 1x points | 1.5% |
| Other General everyday spend | 1x points | 1.5% |
Madeen values World of Hyatt Loyalty Program at about 1.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
World of Hyatt Business Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Madeen ranks its dining effective rate higher than about 14% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.
Less compelling if the $199 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.
Worth a look for dining spend if you need a business card and can use World of Hyatt Loyalty Program the way you redeem today.
Pros
- Strongest Madeen category is dining at about 1.5% effective (1x points).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $199 annual fee requires enough spend in bonus categories to offset.
- World of Hyatt Loyalty Program value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the World of Hyatt Business Credit Card have an annual fee, and what's the welcome bonus?
The World of Hyatt Business Credit Card has an annual fee of $199 and a foreign transaction fee of None. New applicants may see: Earn 80,000 Bonus Points after you spend $10,000 on purchases in the first 3 months of account opening.. Confirm current issuer terms before applying.
- Annual fee
- $199
- Foreign transaction fee
- None
- Signup bonus
- Earn 80,000 Bonus Points after you spend $10,000 on purchases in the first 3 months of account opening.
What benefits come with the World of Hyatt Business Credit Card?
The World of Hyatt Business Credit Card includes 10% Redemption bonus, 5 Tier-Qualifying night credits, Auto Rental Collision Damage Waiver in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 10% Redemption bonus
Spend $50,000 in a calendar year and get 10% of your redeemed points back for the rest of the year, on up to 200,000 points redeemed.
- 5 Tier-Qualifying night credits
Earn 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- Auto Rental Collision Damage WaiverIncluded with Visa Signature®
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
- Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.
- DoorDash
Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.
Common questions about the World of Hyatt Business Credit Card
Does the World of Hyatt Business Credit Card have an annual fee?
The World of Hyatt Business Credit Card carries an annual fee of $199 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the World of Hyatt Business Credit Card?
Dining is the strongest Madeen category for the World of Hyatt Business Credit Card at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the World of Hyatt Business Credit Card charge foreign transaction fees?
The World of Hyatt Business Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the World of Hyatt Business Credit Card welcome bonus?
The World of Hyatt Business Credit Card welcome offer in our snapshot: Earn 80,000 Bonus Points after you spend $10,000 on purchases in the first 3 months of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the World of Hyatt Business Credit Card annual fee worth it?
Whether the $199 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the World of Hyatt Business Credit Card?
Madeen's catalog lists a typical credit range of Good to Excellent for the World of Hyatt Business Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the World of Hyatt Business Credit Card compare to similar cards?
Compare the World of Hyatt Business Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
World of Hyatt Business Credit Card This card | Dining | 1.5% | $199 |
Chase | Dining | 4.5% | $95 |
Chase | Dining | 3% | $0 |
| Dining | 3% | $0 | |
| Dining | 3% | $0 |
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