Chase · Business

World of Hyatt Business Credit Card

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World of Hyatt Business Credit Card1.5%
Dining at 1.5%$199 annual feeWelcome bonus
Top 35% for Dining
Highest earn rate in Dining at 1.5% effective value

The World of Hyatt Business Credit Card from Chase earns up to 1.5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $199. New applicants may see: Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening..

Top category
Dining
Effective value
1.5%
Annual fee
$199
World of Hyatt Business Credit Card card art

Worth a look for dining spend if you need a business card and can use World of Hyatt Loyalty Program the way you redeem today. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.

Madeen analysis

What does the World of Hyatt Business Credit Card earn in each category?

Dining is the strongest category at 1.5% effective value (1x points at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how World of Hyatt Business Credit Card compares across dining, grocery, gas, travel, and other spend.

Dining is the strongest category at 1.5% effective value (1x points at about 1.5 cents each). That dining rate ranks higher than about 35% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how World of Hyatt Business Credit Card compares across dining, grocery, gas, travel, and other spend.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1x points 1.5% Top category
Grocery
Supermarkets and grocery stores
1x points 1.5%
Gas
Gas stations and fuel
1x points 1.5%
Travel
Flights, hotels, transit
1x points 1.5%
Other
General everyday spend
1x points 1.5%

Madeen values World of Hyatt Loyalty Program at about 1.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the World of Hyatt Business Credit Card?

The World of Hyatt Business Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.

World of Hyatt Business Credit Card fits spenders who put meaningful volume in dining and can earn 1x points. Madeen ranks its dining effective rate higher than about 35% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.

Less compelling if the $199 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.

Worth a look for dining spend if you need a business card and can use World of Hyatt Loyalty Program the way you redeem today.

Pros

  • Strongest Madeen category is dining at about 1.5% effective (1x points).
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $199 annual fee requires enough spend in bonus categories to offset.
  • World of Hyatt Loyalty Program value depends on how you redeem, not straight cash back.
  • Business card — rewards and liability rules differ from consumer cards.
Welcome bonus

What is the World of Hyatt Business Credit Card welcome bonus?

In Madeen's catalog snapshot, the World of Hyatt Business Credit Card welcome offer is Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.

Offer
60k World of Hyatt Loyalty Program (~$900 estimated)
Terms (catalog snapshot)
Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening.
Minimum spend
$5,000
Window
3Months
Fees

Does the World of Hyatt Business Credit Card have an annual fee?

The World of Hyatt Business Credit Card has an annual fee of $199 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.

Annual fee
$199
Foreign transaction fee
None
Benefits

What benefits come with the World of Hyatt Business Credit Card?

The World of Hyatt Business Credit Card includes 10% Redemption bonus, 5 Tier-Qualifying night credits, Auto Rental Collision Damage Waiver in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

Madeen estimated annual value~$655
13 benefits summed · 8 coverage limits · 6 not valued
  • Sofar Sounds

    $240/yr

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

    Visa Signature®
    How we value this

    Editorial review of "Sofar Sounds" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Visa Signature Concierge

    $150/yr

    Get assistance with travel planning, entertainment tickets and more.

    Visa Signature®
    How we value this

    Premium concierge service — editorial expected value $150/yr (not lounge-access proxy).

  • OpenTable

    $120/yr

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

    Visa Signature®
    How we value this

    Editorial review of "OpenTable" — annual value verified from issuer terms (legacy auto-derived basis replaced during full catalog audit).

  • Complimentary Instacart+ Membership

    $25/yr

    Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.

    How we value this

    Conservative expected value for insurance/protection benefits based on typical claim likelihood.

  • DoorDash

    $25/yr

    Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

    How we value this

    Conservative expected value for "DoorDash" — auto-scraped coverage/credit amount removed during editorial re-review.

  • Travel & emergency assistance

    $25/yr

    If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

    How we value this

    Insurance/protection — conservative $25/yr expected value, not coverage maximums.

  • Auto Rental Collision Damage Waiver

    $10/yr

    Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.

    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Auto Rental Collision Damage Waiver

    $10/yr

    (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Golf Benefits from Troon Rewards®

    $10/yr

    Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Roadside Dispatch®

    $10/yr

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Travel and Emergency Assistance Services

    $10/yr

    When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

  • Visa Signature Luxury Hotel Collection

    $10/yr

    Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.

    Visa Signature®
    How we value this

    Minimal expected value for standard network-tier boilerplate; excluded from card totals when flagged as network benefit.

Common questions about the World of Hyatt Business Credit Card

Does the World of Hyatt Business Credit Card have an annual fee?

The World of Hyatt Business Credit Card carries an annual fee of $199 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the World of Hyatt Business Credit Card?

Dining is the strongest Madeen category for the World of Hyatt Business Credit Card at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the World of Hyatt Business Credit Card charge foreign transaction fees?

The World of Hyatt Business Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.

What is the World of Hyatt Business Credit Card welcome bonus?

The World of Hyatt Business Credit Card welcome offer in our snapshot: Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the World of Hyatt Business Credit Card annual fee worth it?

Whether the $199 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.

What credit score do you need for the World of Hyatt Business Credit Card?

Madeen's catalog lists a typical credit range of Good to Excellent for the World of Hyatt Business Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.

Compare

How does the World of Hyatt Business Credit Card compare to similar cards?

Compare the World of Hyatt Business Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); Chase Sapphire Preferred Credit Card (3% on Dining, $95 fee); AARP (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
World of Hyatt Business Credit Card
This card
Dining1.5%$199
Dining4.5%$95
Dining3%$95
Chase
Dining3%$0
Dining3%$0
Compare
Merchants

Store-specific guides

Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for dining spend to see which cards win at checkout.

Guides
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See how this card ranks in your wallet

Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-07-18
Data source Madeen catalog analysis

Chase and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Chase. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Apply links are temporarily hidden on madeen.app. Affiliate disclosure

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