Catskill Hudson Bank Visa® Travel Rewards+
The Catskill Hudson Bank Visa® Travel Rewards+ from Catskill Hudson Bank earns up to 4% effective value on gas in Madeen's catalog snapshot. Its annual fee is $99. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Gas
- Effective value
- 4%
- Annual fee
- $99
Madeen may earn compensation from some apply links. Affiliate disclosure
Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Catskill Hudson Bank Visa Travel Rewards+ earn in each category?
Gas is the strongest category at 4% effective value (4x points at about 1 cents each). That gas rate ranks higher than about 86% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Gas is the strongest category at 4% effective value (4x points at about 1 cents each). That gas rate ranks higher than about 86% of the 1,551 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% |
| Grocery Supermarkets and grocery stores | 2x points | 2% |
| Gas Gas stations and fuel | 4x points | 4% Top category |
| Travel Flights, hotels, transit | 2x points | 2% |
| Other General everyday spend | 2x points | 2% |
Madeen values Elan Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Catskill Hudson Bank Visa Travel Rewards+ reward caps and conditions?
The Catskill Hudson Bank Visa Travel Rewards+ has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 4x unlimited points on travel, gas stations, electric vehicle charging stations, entertainment, and recreation purchases
Who should get the Catskill Hudson Bank Visa Travel Rewards+?
The Catskill Hudson Bank Visa Travel Rewards+ fits spenders who put meaningful volume in gas and can earn 4x points. Best for spenders who put meaningful volume in gas and can earn 4x points. Travel perks may add value beyond the earn rate.
Catskill Hudson Bank Visa Travel Rewards+ fits spenders who put meaningful volume in gas and can earn 4x points. Madeen ranks its gas effective rate higher than about 86% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 4x points. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for gas-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is gas at about 4% effective (4x points).
- That gas rate ranks higher than about 86% of cards we track in the category.
- No foreign transaction fee listed.
- Includes travel or statement credits in our benefits snapshot.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Elan Rewards value depends on how you redeem, not straight cash back.
Does the Catskill Hudson Bank Visa Travel Rewards+ have an annual fee, and what's the welcome bonus?
The Catskill Hudson Bank Visa Travel Rewards+ has an annual fee of $99 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $99
- Foreign transaction fee
- None
What travel perks does the Catskill Hudson Bank Visa Travel Rewards+ include?
The Catskill Hudson Bank Visa Travel Rewards+ includes Lounge access, ID Navigator Powered by NortonLifeLock, Lounge Access in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Lounge accessComplimentary Priority Pass™ Select membership with access to more than 1,300 VIP lounges worldwide.
What benefits come with the Catskill Hudson Bank Visa Travel Rewards+?
- ID Navigator Powered by NortonLifeLock
Provides tools so you can act quickly if your identity is threatened.
- Lounge Access
Complimentary Priority Pass™ Select membership with access to more than 1,300 VIP lounges worldwide.
Common questions about the Catskill Hudson Bank Visa Travel Rewards+
Does the Catskill Hudson Bank Visa Travel Rewards+ have an annual fee?
The Catskill Hudson Bank Visa Travel Rewards+ carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Catskill Hudson Bank Visa Travel Rewards+?
Gas is the strongest Madeen category for the Catskill Hudson Bank Visa Travel Rewards+ at about 4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Catskill Hudson Bank Visa Travel Rewards+ charge foreign transaction fees?
The Catskill Hudson Bank Visa Travel Rewards+ does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the Catskill Hudson Bank Visa Travel Rewards+ annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Catskill Hudson Bank Visa Travel Rewards+?
Madeen's catalog lists a typical credit range of Good to Excellent for the Catskill Hudson Bank Visa Travel Rewards+. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Catskill Hudson Bank Visa Travel Rewards+?
Rewards on the Catskill Hudson Bank Visa Travel Rewards+ post as Elan Rewards. Redemption value depends on how you use Elan Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Catskill Hudson Bank Visa Travel Rewards+ compare to similar cards?
Compare the Catskill Hudson Bank Visa Travel Rewards+ against Catskill Hudson Bank Visa Max Cash Preferred (5% on Other, $0 fee); Catskill Hudson Bank Visa Everyday Rewards+ (4% on Dining, $0 fee); Catskill Hudson Bank Visa Business Cash Preferred (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Catskill Hudson Bank Visa Travel Rewards+ This card | Gas | 4% | $99 |
Catskill Hudson Bank | Other | 5% | $0 |
Catskill Hudson Bank | Dining | 4% | $0 |
Catskill Hudson Bank | Dining | 3% | $0 |
Catskill Hudson Bank | Dining | 2% | $390 |
Related Madeen guides
Related cards
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.