Capital One

VentureOne Rewards for Good Credit

Highest earn rate in Dining at 0.6% effective value

The VentureOne Rewards for Good Credit from Capital One earns up to 0.6% effective value on dining in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
0.6%
Annual fee
$0

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VentureOne Rewards for Good Credit card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the VentureOne Rewards for Good Credit earn in each category?

Dining is the strongest category at 0.6% effective value (1.3x miles at about 0.5 cents each). That dining rate ranks higher than about 1% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 0.6% effective value (1.3x miles at about 0.5 cents each). That dining rate ranks higher than about 1% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1.3x miles 0.6% Top category
Grocery
Supermarkets and grocery stores
1.3x miles 0.6%
Gas
Gas stations and fuel
1.3x miles 0.6%
Travel
Flights, hotels, transit
1.3x miles 0.6%
Other
General everyday spend
1.3x miles 0.6%

Madeen values Capital One Miles at about 0.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the VentureOne Rewards for Good Credit?

The VentureOne Rewards for Good Credit fits spenders who put meaningful volume in dining and can earn 1.3x miles. Best for spenders who put meaningful volume in dining and can earn 1.3x miles. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

VentureOne Rewards for Good Credit fits spenders who put meaningful volume in dining and can earn 1.3x miles. Madeen ranks its dining effective rate higher than about 1% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 1.3x miles.

Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 0.6% effective (1.3x miles).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.

Cons

  • Capital One Miles value depends on how you redeem, not straight cash back.
Fees and bonus

Does the VentureOne Rewards for Good Credit have an annual fee, and what's the welcome bonus?

The VentureOne Rewards for Good Credit has an annual fee of $0 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Annual fee
$0
Foreign transaction fee
None
Benefits

What benefits come with the VentureOne Rewards for Good Credit?

The VentureOne Rewards for Good Credit includes Capital One Dining, Capital One Entertainment, Capital One Travel in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Capital One Dining

    Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.

  • Capital One Entertainment

    Enjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.

  • Capital One Travel

    Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

  • CreditWise®

    Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.

  • Global emergency servicesIncluded with Standard Mastercard

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

  • HealthLockIncluded with Standard Mastercard

    Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

  • InstacartIncluded with Standard Mastercard

    Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.

  • Mastercard ID Theft ProtectionIncluded with Standard Mastercard

    Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.

Common questions about the VentureOne Rewards for Good Credit

Does the VentureOne Rewards for Good Credit have an annual fee?

The VentureOne Rewards for Good Credit carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the VentureOne Rewards for Good Credit?

Dining is the strongest Madeen category for the VentureOne Rewards for Good Credit at about 0.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the VentureOne Rewards for Good Credit charge foreign transaction fees?

The VentureOne Rewards for Good Credit does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the VentureOne Rewards for Good Credit?

Madeen's catalog lists a typical credit range of Good for the VentureOne Rewards for Good Credit. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the VentureOne Rewards for Good Credit?

Rewards on the VentureOne Rewards for Good Credit post as Capital One Miles. Redemption value depends on how you use Capital One Miles (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do I maximize rewards on the VentureOne Rewards for Good Credit?

To maximize the VentureOne Rewards for Good Credit, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the VentureOne Rewards for Good Credit compare to similar cards?

Compare the VentureOne Rewards for Good Credit against Pottery Barn Key Rewards Visa (4% on Dining, $0 fee); SavorOne Dining Rewards (4% on Dining, $95 fee); The Key Rewards Visa (4% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
VentureOne Rewards for Good Credit
This card
Dining0.6%$0
Dining4%$0
Dining4%$95
Dining4%$0
Dining4%$0
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