Capital One

VentureOne Rewards

Highest earn rate in Dining at 0.6% effective value

The VentureOne Rewards from Capital One earns up to 0.6% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
0.6%
Annual fee
$0

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VentureOne Rewards card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the VentureOne Rewards earn in each category?

Dining is the strongest category at 0.6% effective value (1.3x miles at about 0.5 cents each). That dining rate ranks higher than about 1% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 0.6% effective value (1.3x miles at about 0.5 cents each). That dining rate ranks higher than about 1% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1.3x miles 0.6% Top category
Grocery
Supermarkets and grocery stores
1.3x miles 0.6%
Gas
Gas stations and fuel
1.3x miles 0.6%
Travel
Flights, hotels, transit
1.3x miles 0.6%
Other
General everyday spend
1.3x miles 0.6%

Madeen values Capital One Miles at about 0.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the VentureOne Rewards?

The VentureOne Rewards fits spenders who put meaningful volume in dining and can earn 1.3x miles. Best for spenders who put meaningful volume in dining and can earn 1.3x miles. The welcome bonus can help if you can meet the spend requirement.

VentureOne Rewards fits spenders who put meaningful volume in dining and can earn 1.3x miles. Madeen ranks its dining effective rate higher than about 1% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 1.3x miles. The welcome bonus can help if you can meet the spend requirement.

Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 0.6% effective (1.3x miles).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Capital One Miles value depends on how you redeem, not straight cash back.
Fees and bonus

Does the VentureOne Rewards have an annual fee, and what's the welcome bonus?

The VentureOne Rewards has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account.

Annual fee
$0
Foreign transaction fee
None
Signup bonus
Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
Benefits

What benefits come with the VentureOne Rewards?

The VentureOne Rewards includes Auto Rental Collision Damage Waiver, Capital One Dining, Capital One Entertainment in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Auto Rental Collision Damage Waiver

    Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.

  • Capital One Dining

    Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.

  • Capital One Entertainment

    Enjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.

  • Capital One Travel

    Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

  • CreditWise®

    Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.

  • Extended Warranty

    You'll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

  • Global emergency servicesIncluded with World Elite Mastercard®

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

  • HealthLockIncluded with World Elite Mastercard®

    Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

Common questions about the VentureOne Rewards

Does the VentureOne Rewards have an annual fee?

The VentureOne Rewards carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the VentureOne Rewards?

Dining is the strongest Madeen category for the VentureOne Rewards at about 0.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the VentureOne Rewards charge foreign transaction fees?

The VentureOne Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the VentureOne Rewards welcome bonus?

The VentureOne Rewards welcome offer in our snapshot: Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.. Minimum spend, eligibility, and offer windows are set by the issuer.

What credit score do you need for the VentureOne Rewards?

Madeen's catalog lists a typical credit range of Excellent for the VentureOne Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the VentureOne Rewards?

Rewards on the VentureOne Rewards post as Capital One Miles. Redemption value depends on how you use Capital One Miles (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the VentureOne Rewards compare to similar cards?

Compare the VentureOne Rewards against Pottery Barn Key Rewards Visa (4% on Dining, $0 fee); SavorOne Dining Rewards (4% on Dining, $95 fee); The Key Rewards Visa (4% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
VentureOne Rewards
This card
Dining0.6%$0
Dining4%$0
Dining4%$95
Dining4%$0
Dining4%$0
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