Atmos™ Rewards Summit Visa Infinite®

Dining is the strongest category at 1.8% effective value (1x miles at about 1.8 cents each). That dining rate ranks higher than about 28% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 1.8% effective value (1x miles at about 1.8 cents each). That dining rate ranks higher than about 28% of the 1,547 cards we track in that category.

Madeen values Alaska Airlines Atmos Rewards at about 1.8 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

The Atmos™ Rewards Summit Visa Infinite fits spenders who put meaningful volume in dining and can earn 1x miles. Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Atmos™ Rewards Summit Visa Infinite fits spenders who put meaningful volume in dining and can earn 1x miles. Madeen ranks its dining effective rate higher than about 28% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 1x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Less compelling if the $395 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when the $395 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

The Atmos™ Rewards Summit Visa Infinite has an annual fee of $395 and a foreign transaction fee of None. New applicants may see: Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90.

Annual fee

$395

Foreign transaction fee

None

Signup bonus

Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days of opening your account.

The Atmos™ Rewards Summit Visa Infinite includes Trusted traveler credit, Free checked bag, 1 status point per $2 spent on purchases, 10% rewards bonus and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

• Trusted traveler creditGet an Airport Security Statement Credit of up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
• Free checked bagFree checked bag for you and up to 6 guests on the same reservation when airfare is purchased with your card.

• 1 status point per $2 spent on purchases

  With no earning cap, every purchase brings you closer to more perks and the next status tier.

• 10% rewards bonus

  Earn 10% more points on all card purchases with a qualifying Bank of America® account.

• 10,000 status points each year

  Get a jumpstart on your Atmos Rewards journey.

• 20% back onboard

  Get 20% back on Wi-Fi, drinks, and meals on Alaska Airlines and Hawaiian Airlines flights when you pay with your card.

• Airport Security Statement Credit

  Get an Airport Security Statement Credit of up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs

• Auto Rental Collision Damage WaiverIncluded with Visa Infinite®

  When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.

• Booking.comIncluded with Visa Infinite®

  Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

• Dovly Uplift™Included with Visa Infinite®

  Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

Compare the Atmos™ Rewards Summit Visa Infinite against AMSA Customized Cash Rewards Card (3% on Dining, $0 fee); Bank of America Customized Cash Rewards (3% on Dining, $0 fee); Bank of America Customized Cash Rewards for Students (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

• Dining

• AMSA Customized Cash Rewards CardBank of America · 3% on dining
• Bank of America® Customized Cash RewardsBank of America · 3% on dining
• Bank of America® Customized Cash Rewards for StudentsBank of America · 3% on dining
• MLB™Bank of America · 3% on dining

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