Bank of America

Alaska Airlines Visa Signature®

Highest earn rate in Gas at 3.6% effective value

The Alaska Airlines Visa Signature® from Bank of America earns up to 3.6% effective value on gas in Madeen's catalog snapshot. Its annual fee is $95. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Gas
Effective value
3.6%
Annual fee
$95

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Alaska Airlines Visa Signature® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Alaska Airlines Visa Signature earn in each category?

Gas is the strongest category at 3.6% effective value (2x miles at about 1.8 cents each). That gas rate ranks higher than about 85% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Gas is the strongest category at 3.6% effective value (2x miles at about 1.8 cents each). That gas rate ranks higher than about 85% of the 1,551 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1x miles 1.8%
Grocery
Supermarkets and grocery stores
1x miles 1.8%
Gas
Gas stations and fuel
2x miles 3.6% Top category
Travel
Flights, hotels, transit
2x miles 3.6%
Other
General everyday spend
2x miles 3.6%

Madeen values Alaska Airlines Atmos Rewards at about 1.8 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Alaska Airlines Visa Signature reward caps and conditions?

The Alaska Airlines Visa Signature has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Earn unlimited 2 miles for every $1 spent on gas purchases.
  • Earn unlimited 2 miles for every $1 spent on streaming services.
  • Earn unlimited 2 miles for every $1 spent on local transit purchases.
Madeen take

Who should get the Alaska Airlines Visa Signature?

The Alaska Airlines Visa Signature fits spenders who put meaningful volume in gas and can earn 2x miles. Best for spenders who put meaningful volume in gas and can earn 2x miles. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Alaska Airlines Visa Signature fits spenders who put meaningful volume in gas and can earn 2x miles. Madeen ranks its gas effective rate higher than about 85% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in gas and can earn 2x miles.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for gas-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is gas at about 3.6% effective (2x miles).
  • That gas rate ranks higher than about 85% of cards we track in the category.
  • No foreign transaction fee listed.
  • Includes travel or statement credits in our benefits snapshot.

Cons

  • $95 annual fee requires enough spend in bonus categories to offset.
  • Multiple caps, activations, or exclusions may limit headline earn rates.
  • Alaska Airlines Atmos Rewards value depends on how you redeem, not straight cash back.
Fees and bonus

Does the Alaska Airlines Visa Signature have an annual fee, and what's the welcome bonus?

The Alaska Airlines Visa Signature has an annual fee of $95 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Annual fee
$95
Foreign transaction fee
None
Travel perks

What travel perks does the Alaska Airlines Visa Signature include?

The Alaska Airlines Visa Signature includes Free checked bag, $100 off lounge membership, 10% Rewards Bonus, Alaska's Famous Companion Fare™ in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Free checked bagFree checked bag for you and up to 6 guests on the same reservation – that's a savings of $60 per person roundtrip!
Benefits

What benefits come with the Alaska Airlines Visa Signature?

  • $100 off lounge membership

    Get $100 off an annual Alaska Lounge+ Membership purchased with your Alaska card.

  • 10% Rewards Bonus

    You can also earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.

  • Alaska's Famous Companion Fare™

    Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more in purchases within the prior anniversary year.

  • Booking.comIncluded with Visa Signature®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Dovly Uplift™Included with Visa Signature®

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • Free Checked Bag

    Free checked bag for any cardholder who purchases airfare with their card, and up to 6 additional guests traveling on the same reservation.

  • Free Priority Boarding

    You'll enjoy priority boarding when you pay for your flight with your card, so you can get to your seat quicker.

  • Global Entry Statement CreditIncluded with Visa Signature®

    Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.

Common questions about the Alaska Airlines Visa Signature

Does the Alaska Airlines Visa Signature have an annual fee?

The Alaska Airlines Visa Signature carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Alaska Airlines Visa Signature?

Gas is the strongest Madeen category for the Alaska Airlines Visa Signature at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Alaska Airlines Visa Signature charge foreign transaction fees?

The Alaska Airlines Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Is the Alaska Airlines Visa Signature annual fee worth it?

Whether the $95 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the Alaska Airlines Visa Signature?

Madeen's catalog lists a typical credit range of Good to Excellent for the Alaska Airlines Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Alaska Airlines Visa Signature?

Rewards on the Alaska Airlines Visa Signature post as Alaska Airlines Atmos Rewards. Redemption value depends on how you use Alaska Airlines Atmos Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Alaska Airlines Visa Signature compare to similar cards?

Compare the Alaska Airlines Visa Signature against Atmos Rewards™ Ascent Visa Signature (3.6% on Gas, $95 fee); Alaska Airlines Business (3.6% on Gas, $75 fee); Atmos™ Rewards Visa Business (3.6% on Gas, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Alaska Airlines Visa Signature
This card
Gas3.6%$95
Gas3.6%$95
Gas3.6%$75
Gas3.6%$95
Gas3%$0
Guides
Compare
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