Ollo Optimum (Bank of Missouri) - discontinued
The Ollo Optimum (Bank of Missouri) - discontinued from Bank of Missouri earns up to 2.5% effective value on dining in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 2.5%
- Annual fee
- $0
Madeen may earn compensation from some apply links. Affiliate disclosure
Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Ollo Optimum (Bank of Missouri) - discontinued earn in each category?
Dining is the strongest category at 2.5% effective value (2.5% back). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 2.5% effective value (2.5% back). That dining rate ranks higher than about 80% of the 2,850 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2.5% back | 2.5% Top category |
| Grocery Supermarkets and grocery stores | 2.5% back | 2.5% |
| Gas Gas stations and fuel | 2.5% back | 2.5% |
| Travel Flights, hotels, transit | 2.5% back | 2.5% |
| Other General everyday spend | 2.5% back | 2.5% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Ollo Optimum (Bank of Missouri) - discontinued?
The Ollo Optimum (Bank of Missouri) - discontinued fits spenders who put meaningful volume in dining and can earn 2.5% back. Best for spenders who put meaningful volume in dining and can earn 2.5% back. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Ollo Optimum (Bank of Missouri) - discontinued fits spenders who put meaningful volume in dining and can earn 2.5% back. Madeen ranks its dining effective rate higher than about 80% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2.5% back.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 2.5% effective (2.5% back).
- That dining rate ranks higher than about 80% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Compare simpler no-fee cards if you want minimum complexity.
Does the Ollo Optimum (Bank of Missouri) - discontinued have an annual fee?
The Ollo Optimum (Bank of Missouri) - discontinued has an annual fee of $0 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $0
- Foreign transaction fee
- None
Related encyclopedia topics
Common questions about the Ollo Optimum (Bank of Missouri) - discontinued
Does the Ollo Optimum (Bank of Missouri) - discontinued have an annual fee?
The Ollo Optimum (Bank of Missouri) - discontinued carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Ollo Optimum (Bank of Missouri) - discontinued?
Dining is the strongest Madeen category for the Ollo Optimum (Bank of Missouri) - discontinued at about 2.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Ollo Optimum (Bank of Missouri) - discontinued charge foreign transaction fees?
The Ollo Optimum (Bank of Missouri) - discontinued does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Ollo Optimum (Bank of Missouri) - discontinued?
Madeen's catalog lists a typical credit range of Good for the Ollo Optimum (Bank of Missouri) - discontinued. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Ollo Optimum (Bank of Missouri) - discontinued?
Rewards on the Ollo Optimum (Bank of Missouri) - discontinued post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do I maximize rewards on the Ollo Optimum (Bank of Missouri) - discontinued?
To maximize the Ollo Optimum (Bank of Missouri) - discontinued, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Ollo Optimum (Bank of Missouri) - discontinued compare to similar cards?
Compare the Ollo Optimum (Bank of Missouri) - discontinued against Bank of Missouri Visa Signature (3% on Dining, $95 fee); SoFi Everyday Cash Rewards (3% on Dining, $0 fee); SoFi Unlimited 2% (2% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Ollo Optimum (Bank of Missouri) - discontinued This card | Dining | 2.5% | $0 |
Bank of Missouri | Dining | 3% | $95 |
Bank of Missouri | Dining | 3% | $0 |
Bank of Missouri | Dining | 2% | $0 |
Bank of Missouri | Dining | 1% | $49 |
Related Madeen guides
Related cards
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.