Delta SkyMiles® Blue American Express
The Delta SkyMiles® Blue American Express from American Express earns up to 2.4% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 10,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 6 months of Card Membership.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 2.4%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Delta SkyMiles Blue American Express earn in each category?
Dining is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That dining rate ranks higher than about 63% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That dining rate ranks higher than about 63% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 2.4% Top category |
| Grocery Supermarkets and grocery stores | 1x miles | 1.2% |
| Gas Gas stations and fuel | 1x miles | 1.2% |
| Travel Flights, hotels, transit | 1x miles | 1.2% |
| Other General everyday spend | 1x miles | 1.2% |
Madeen values Delta SkyMiles at about 1.2 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Delta SkyMiles Blue American Express reward caps and conditions?
The Delta SkyMiles Blue American Express has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 2X miles on dining at restaurants, including takeout and delivery in the U.S.
Who should get the Delta SkyMiles Blue American Express?
The Delta SkyMiles Blue American Express fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Delta SkyMiles Blue American Express fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 63% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 2.4% effective (2x miles).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Delta SkyMiles value depends on how you redeem, not straight cash back.
Does the Delta SkyMiles Blue American Express have an annual fee, and what's the welcome bonus?
The Delta SkyMiles Blue American Express has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: Earn 10,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 6 months of Card Membership.. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
- Signup bonus
- Earn 10,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 6 months of Card Membership.
What benefits come with the Delta SkyMiles Blue American Express?
The Delta SkyMiles Blue American Express includes 20% Back on In-Flight Purchases, Car Rental Loss and Damage Insurance, Extended Warranty in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 20% Back on In-Flight Purchases
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Car Rental Loss and Damage Insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Extended Warranty
Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions*.*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
- Global Assist® Hotline
Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services, including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
- Purchase Protection
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it's nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.
- ShopRunner
Did you know you can enroll in complimentary ShopRunner membership as a benefit of your Card? With ShopRunner, you can get free 2-day shipping* and free return shipping on eligible items at 100+ online stores.
Common questions about the Delta SkyMiles Blue American Express
Does the Delta SkyMiles Blue American Express have an annual fee?
The Delta SkyMiles Blue American Express carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Delta SkyMiles Blue American Express?
Dining is the strongest Madeen category for the Delta SkyMiles Blue American Express at about 2.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Delta SkyMiles Blue American Express charge foreign transaction fees?
The Delta SkyMiles Blue American Express does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Delta SkyMiles Blue American Express welcome bonus?
The Delta SkyMiles Blue American Express welcome offer in our snapshot: Earn 10,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 6 months of Card Membership.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Delta SkyMiles Blue American Express?
Madeen's catalog lists a typical credit range of Good to Excellent for the Delta SkyMiles Blue American Express. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Delta SkyMiles Blue American Express?
Rewards on the Delta SkyMiles Blue American Express post as Delta SkyMiles. Redemption value depends on how you use Delta SkyMiles (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Delta SkyMiles Blue American Express compare to similar cards?
Compare the Delta SkyMiles Blue American Express against Hilton Honors American Express Aspire (3.5% on Dining, $550 fee); Hilton Honors American Express Surpass (3% on Dining, $150 fee); Hilton Honors Business (3% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Delta SkyMiles Blue American Express This card | Dining | 2.4% | $0 |
American Express | Dining | 3.5% | $550 |
American Express | Dining | 3% | $150 |
American Express | Dining | 3% | $95 |
American Express | Dining | 2.8% | $250 |
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