Madeen encyclopedia

5% Cash Back

5% Cash Back is a protection benefit on 6 cards in the Madeen catalog. 5% Cash Back appears on 3 cards in the Madeen catalog. Issuer terms define eligibility, caps, and ex. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

What is 5% Cash Back?

5% Cash Back appears on 3 cards in the Madeen catalog. Issuer terms define eligibility, caps, and exclusions. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which cards include 5% Cash Back?

6 catalog cards match 5% Cash Back by title or taxonomy. Table ranks by Madeen effective rate in the strongest spend category. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Is 5% Cash Back worth it?

Weigh 5% Cash Back against annual fees on related cards. A perk matters only if you would use it and the fee is offset by spend or credits. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Discover it Cash Back Discover Dining 5% $0
NHL Discover It Discover Dining 5% $0
Discover It Student Cash Back Discover Dining 5% $0
Lowe's Business Rewards American Express Dining 2% $0
First Citizens Bank Cash Rewards Business First Citizens Bank Gas 2% $0
Discover it Business Discover Dining 1.5% $0

Related Madeen guides

Frequently asked questions

What is 5% Cash Back on a credit card?
5% Cash Back appears on 3 cards in the Madeen catalog. Issuer terms define eligibility, caps, and exclusions. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How many cards include 5% Cash Back?
Madeen lists 6 cards with 5% Cash Back or a matching benefit title in our catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.