Madeen encyclopedia

2X points

2X points is a protection benefit on 15 cards in the Madeen catalog. 2X points appears on 19 cards in the Madeen catalog. Issuer terms define eligibility, caps, and excl. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

15 related cards

LAST REVIEWED • snapshot 2026-06-01

What is 2X points?

2X points appears on 19 cards in the Madeen catalog. Issuer terms define eligibility, caps, and exclusions. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which cards include 2X points?

15 catalog cards match 2X points by title or taxonomy. Table ranks by Madeen effective rate in the strongest spend category. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Is 2X points worth it?

Weigh 2X points against annual fees on related cards. A perk matters only if you would use it and the fee is offset by spend or credits. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Banc of California Smart Business Rewards Mastercard Banc of California Dining 1% $95
Bremer Bank Smart Business Rewards Visa Bremer Bank Dining 1% $95
Catskill Hudson Bank Smart Business Rewards Visa Catskill Hudson Bank Dining 1% $95
Central Valley Community Bank Smart Business Rewards Visa Central Valley Community Bank Dining 1% $95
Credit Union of Georgia Smart Business Rewards Visa Credit Union of Georgia Dining 1% $95
Envision Credit Union Smart Business Rewards Mastercard Envision Credit Union Dining 1% $95
First National Bank of South Miami Smart Business Rewards Visa First National Bank of South Miami Dining 1% $95
First State Bank Smart Business Rewards Visa First State Bank Dining 1% $95
Flagstar Bank Smart Business Rewards Visa Flagstar Bank Dining 1% $95
Fourth Capital Smart Business Rewards Visa Fourth Capital Dining 1% $95
LA Financial Credit Union Smart Business Rewards Visa LA Financial Credit Union Dining 1% $95
Merrimack Valley Credit Union Smart Business Rewards Visa Merrimack Valley Credit Union Dining 1% $95
Northside Community Bank Smart Business Rewards Visa Northside Community Bank Dining 1% $95
Peapack-Gladstone Bank Smart Business Rewards Visa Peapack-Gladstone Bank Dining 1% $95
Philadelphia Federal Credit Union Smart Business Rewards Visa Philadelphia Federal Credit Union Dining 1% $95

Frequently asked questions

What is 2X points on a credit card?

2X points appears on 19 cards in the Madeen catalog. Issuer terms define eligibility, caps, and exclusions. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How many cards include 2X points?

Madeen lists 15 cards with 2X points or a matching benefit title in our catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Does Madeen guarantee approval or bonus eligibility?

No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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